CreditAccess Grameen Limited provides microfinance loans to women entrepreneurs and low-income households in rural India. The company promotes financial inclusion through responsible lending practices. Rural economic development supports long-term loan demand. Group lending helps maintain repayment discipline. Extensive rural presence remains a competitive strength.
| Market cap | Sales (TTM) | Net profit (TTM) | P/E | EPS (TTM) | P/B | ROE | ROE previous year | ROA | Debt / equity | Beta |
|---|---|---|---|---|---|---|---|---|---|---|
| ₹19,656 cr | ₹6,380 cr | ₹1,211 cr | 16.2 | 75.62 | 2.51 | 10.5% | 7.9% | 2.60% | 3.01 | 0.81 |
| Quarter | Sales ₹ cr | Net profit ₹ cr | EPS | EPS YoY | Sales YoY | Net margin |
|---|---|---|---|---|---|---|
| Jun 2026 | 1,784 | 493 | 30.79 | +716.7% | +21.9% | 27.7% |
| Mar 2026 | 1,597 | 340 | 21.20 | +616.2% | +13.6% | 21.3% |
| Dec 2025 | 1,490 | 252 | 15.76 | turnaround | +8.0% | 16.9% |
| Sep 2025 | 1,508 | 126 | 7.87 | -32.6% | +3.8% | 8.3% |
| Jun 2025 | 1,463 | 60 | 3.77 | -84.9% | -3.2% | 4.1% |
| Mar 2025 | 1,407 | 47 | 2.96 | -88.1% | -3.5% | 3.4% |
| Dec 2024 | 1,380 | -100 | -6.24 | -128.1% | +6.8% | -7.2% |
| Sep 2024 | 1,453 | 186 | 11.67 | -46.5% | +16.6% | 12.8% |
| Check | Result |
|---|---|
| Latest quarter EPS up 25%+ on a year ago | ✓ Pass |
| EPS growth accelerating over 3 quarters | — Not assessable |
| Sales up 25%+, or sales growth accelerating | ✓ Pass |
| Annual EPS up 25%+ in each of the last 2 years | ✗ Fail |
| Net margin above the same quarter last year | ✓ Pass |
| Method | Checks | Score | Verdict |
|---|---|---|---|
| Minervini | ✗ Close above the 150- and 200-day averages ✓ 150-day above 200-day ✗ 200-day rising for a month ✓ 50-day above the 150- and 200-day ✗ Close above the 50-day ✗ At least 25% above the 52-week low · low 1,134.90 ✓ Within 25% of the 52-week high · high 1,614.00 ✗ RS percentile 70 or more · RS 32 Trend template - the gate, measured: a modest 21-day edge. | 3/8 | 3 of 8 |
| Weinstein | Stan Weinstein's stage analysis on the 30-week moving average. | Stage 1 - basing | |
| CAN SLIM | ✓ C latest quarter EPS up 25%+ ✗ A annual EPS up 25%+ in each of the last 2 years · O'Neil asks 3; ~2 held ✗ N within 15% of the 52-week high · high 1,614.00 ✗ S more volume on up days than down days (50 sessions) · 0.88x ✗ L RS percentile 80 or more · RS 32 — I institutional sponsorship rising · shareholding not collected yet ✓ M market in an uptrend (40%+ of stocks above their 200-day) · breadth 45% William O'Neil's growth-leader checklist. | 2/6 | Weak |
| Darvas | ✓ Box top confirmed (3 sessions below the new high) · top 1,634.00 ✓ Box bottom confirmed (3 sessions holding) · bottom 1,209.10 ✗ Close above the box top · close 1,226.50 ✗ Volume at least 1.5x its 50-day average · 0.4x Nicolas Darvas's box: buy the breakout above a confirmed box after a new high. | 37/100 | In box |
| Turtle | ✗ Close above the prior 55-session high · 1,634.00 ✗ Close above the prior 20-session high · 1,409.80 ✗ Close below the prior 20-session low · 1,209.10 Donchian channel breakout - the Turtle traders' entry. | No signal | |
| Greenblatt | The Magic Formula excludes banks and financial companies. | Not applicable | |
| Graham | ✗ Price at or below the Graham number · Graham number 911.81 ✗ P/E 15 or less · P/E 16.2 ✗ P/B 1.5 or less (or P/E x P/B 22.5 or less) · P/B 2.51 — Current ratio 2 or more — 10 years of positive earnings, 20 of dividends · history not held Benjamin Graham's defensive-investor tests. | 74/100 | Fair |
| Piotroski | The F-score is built for non-financial companies. | Not applicable |
| Stock | 1M % | 3M % | 6M % | 1Y % | 3Y % | 5Y % | P/E | P/B | ROE % | ROCE % | ROA % | D/E | EV/EBITDA | ₹ Cr | Sales TTM ₹ Cr | Profit TTM ₹ Cr | EPS | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| CREDITACC this stock | -11.6 | -18.1 | -2.2 | -4.8 | -11.4 | +83.3 | 16.2 | 2.51 | 10.5 | — | 2.60 | 3.01 | — | 19,656 | 6,380 | 1,211 | 75.6 | 0.81 |
| SATIN | +4.5 | -10.5 | +35.6 | +57.5 | -4.2 | +196.6 | 6.2 | 0.88 | 12.3 | — | 2.56 | 3.84 | — | 2,524 | 3,217 | 410 | 37.2 | 0.79 |
| MANCREDIT | -3.4 | -3.8 | +26.1 | +19.3 | — | — | 25.1 | 2.64 | 9.8 | — | 3.53 | 1.90 | — | 456 | 78 | 18 | 8.6 | 0.55 |
| FIVESTAR | -6.8 | -12.1 | +6.6 | -4.9 | -34.2 | — | 13.4 | 2.01 | 16.1 | — | 7.27 | 1.11 | — | 14,812 | 3,260 | 1,104 | 37.5 | 1.21 |
| INDOSTAR | -19.6 | -27.4 | -10.0 | -17.3 | +9.3 | -31.9 | — | 0.83 | 3.8 | — | 1.23 | 1.45 | — | 3,130 | 1,414 | -394 | -24.2 | 1.50 |
| MUTHOOTFIN | -9.7 | -14.0 | -27.3 | -23.1 | +105.0 | +65.3 | 9.1 | 2.63 | 30.9 | — | 6.45 | 3.88 | — | 1.03L | 33,431 | 11,458 | 283.3 | 1.30 |
| PFS | +0.1 | -12.7 | -16.7 | -24.3 | -10.2 | +19.3 | 7.5 | 0.55 | 10.9 | — | 6.00 | 0.57 | — | 1,682 | 476 | 223 | 3.5 | 1.06 |