Go Digit General Insurance Limited provides general insurance products across motor, health, travel, property, and other categories through digital and traditional distribution channels. Technology-driven underwriting and claims processing can improve customer experience and operating efficiency. India's low insurance penetration provides substantial long-term growth potential. Product diversification and digital distribution can support market expansion. Claims ratios, pricing discipline, investment income, regulatory changes, customer acquisition costs, and competition remain important considerations.
| Market cap | Sales (TTM) | Net profit (TTM) | P/E | EPS (TTM) | P/B | ROE | Beta |
|---|---|---|---|---|---|---|---|
| ₹26,052 cr | ₹8,465 cr | ₹492 cr | 53.9 | 5.33 | 5.67 | 10.5% | 0.29 |
| Quarter | Sales ₹ cr | Net profit ₹ cr | EPS | EPS YoY | Sales YoY | Net margin |
|---|---|---|---|---|---|---|
| Jun 2026 | 2,094 | 86 | 0.93 | -38.0% | +7.4% | 4.1% |
| Mar 2026 | 2,113 | 149 | 1.62 | +29.6% | +3.9% | 7.1% |
| Dec 2025 | 2,148 | 140 | 1.52 | +17.8% | -4.2% | 6.5% |
| Sep 2025 | 2,109 | 116 | 1.26 | +29.9% | +9.4% | 5.5% |
| Jun 2025 | 1,951 | 138 | 1.50 | +32.7% | -3.8% | 7.1% |
| Mar 2025 | 2,034 | 116 | 1.25 | — | — | 5.7% |
| Dec 2024 | 2,242 | 118 | 1.29 | — | — | 5.3% |
| Sep 2024 | 1,928 | 90 | 0.97 | — | — | 4.6% |
| Check | Result |
|---|---|
| Latest quarter EPS up 25%+ on a year ago | ✗ Fail |
| EPS growth accelerating over 3 quarters | ✗ Fail |
| Sales up 25%+, or sales growth accelerating | ✓ Pass |
| Annual EPS up 25%+ in each of the last 2 years | — Not assessable |
| Net margin above the same quarter last year | ✗ Fail |
| Method | Checks | Score | Verdict |
|---|---|---|---|
| Minervini | ✗ Close above the 150- and 200-day averages ✗ 150-day above 200-day ✗ 200-day rising for a month ✗ 50-day above the 150- and 200-day ✓ Close above the 50-day ✗ At least 25% above the 52-week low · low 239.00 ✓ Within 25% of the 52-week high · high 365.60 ✗ RS percentile 70 or more · RS 38 Trend template - the gate, measured: a modest 21-day edge. | 2/8 | 2 of 8 |
| Weinstein | Stan Weinstein's stage analysis on the 30-week moving average. | Stage 4 - declining | |
| CAN SLIM | ✗ C latest quarter EPS up 25%+ — A annual EPS up 25%+ in each of the last 2 years · O'Neil asks 3; ~2 held ✗ N within 15% of the 52-week high · high 365.60 ✓ S more volume on up days than down days (50 sessions) · 1.98x ✗ L RS percentile 80 or more · RS 38 — I institutional sponsorship rising · shareholding not collected yet ✓ M market in an uptrend (40%+ of stocks above their 200-day) · breadth 45% William O'Neil's growth-leader checklist. | 2/5 | Weak |
| Darvas | ✗ New 52-week high in the last 120 sessions Darvas needs a new 52-week high to start a box. | 10/100 | No box |
| Turtle | ✗ Close above the prior 55-session high · 290.90 ✗ Close above the prior 20-session high · 289.40 ✗ Close below the prior 20-session low · 231.65 Donchian channel breakout - the Turtle traders' entry. | No signal | |
| Graham | ✗ Price at or below the Graham number · Graham number 77.97 ✗ P/E 15 or less · P/E 53.9 ✗ P/B 1.5 or less (or P/E x P/B 22.5 or less) · P/B 5.67 — Current ratio 2 or more — 10 years of positive earnings, 20 of dividends · history not held Benjamin Graham's defensive-investor tests. | 27/100 | Expensive |
| Stock | 1M % | 3M % | 6M % | 1Y % | 3Y % | 5Y % | P/E | P/B | ROE % | ROCE % | ROA % | D/E | EV/EBITDA | ₹ Cr | Sales TTM ₹ Cr | Profit TTM ₹ Cr | EPS | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GODIGIT this stock | +20.3 | +2.3 | -10.5 | -17.9 | — | — | 53.9 | 5.67 | 10.5 | — | — | — | — | 26,052 | 8,465 | 492 | 5.3 | 0.29 |
| HONASA | -8.0 | -3.5 | +28.8 | +58.1 | — | — | 49.5 | 10.19 | 15.4 | 20.9 | — | 0.00 | 46.4 | 14,381 | 3,148 | 291 | 8.9 | 0.68 |
| PAYTM | -8.9 | +25.1 | +45.2 | +31.2 | +74.1 | — | 165.9 | 6.73 | 3.6 | 3.9 | — | 0.00 | 89.8 | 1.08L | 8,967 | 649 | 10.2 | 1.50 |
| NYKAA | +1.4 | +4.1 | +27.2 | +28.9 | +132.3 | — | 378.3 | 67.07 | 14.6 | 19.6 | — | 0.52 | 129.5 | 96,443 | 10,649 | 259 | 0.9 | 0.97 |
| CARTRADE | +1.5 | +10.1 | +71.3 | +23.4 | +365.1 | +132.6 | 62.6 | 5.86 | 9.5 | 12.2 | — | 0.00 | 42.3 | 14,565 | 807 | 253 | 48.5 | 1.17 |
| MATRIMONY | -1.0 | +20.6 | +21.0 | +4.8 | -8.4 | -47.8 | 24.9 | 5.31 | 15.3 | 21.6 | — | 0.00 | 14.8 | 1,096 | 475 | 45 | 21.3 | 0.60 |
| TBOTEK | -5.7 | +11.7 | +25.8 | +2.3 | — | — | 65.2 | 11.30 | 17.8 | 19.1 | — | 0.42 | 40.9 | 17,522 | 3,092 | 265 | 24.7 | 1.14 |
| ETERNAL | -2.0 | +11.6 | +25.6 | -6.5 | — | — | 681.3 | 9.52 | 1.2 | 3.3 | — | 0.00 | 114.7 | 2.95L | 67,408 | 433 | 0.5 | 1.38 |
| JUSTDIAL | +9.4 | -2.1 | +33.9 | -7.4 | -3.7 | -19.8 | 11.9 | 1.22 | 10.2 | 12.9 | — | 0.00 | 9.0 | 6,224 | 1,244 | 504 | 61.7 | 1.08 |
| NAUKRI | -2.5 | +2.4 | +14.2 | -8.2 | +46.0 | -12.0 | 49.4 | 2.09 | 4.0 | 5.6 | — | 0.00 | 36.0 | 79,107 | 3,375 | 1,910 | 24.7 | 0.86 |
| DELHIVERY | -6.5 | -17.8 | -13.9 | -14.0 | -6.8 | — | 320.0 | 3.09 | 1.6 | 2.9 | — | 0.00 | 31.1 | 29,954 | 11,145 | 93 | 1.2 | 1.01 |