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Home First Finance (HOMEFIRST)

Financial Services · NSE · end-of-day 2026-10-19

₹1,055.20

Day change

-4.06%

1-year

-12.5%

From 52-week high

-17.6%

Weinstein stage

Stage 1

Minervini template

3/8

Home First Finance closed at ₹1,055.20 on 2026-10-19, down 13% over the past year, 18% below its 52-week high. It meets 3 of 8 conditions of Minervini's trend template; Weinstein's stage analysis reads stage 1 - basing; on earnings, it passes 2 of 5 SEPA checks. Over the year its annualised volatility was about 37%, with a largest fall of 28% from a peak.

About Home First Finance

Home First Finance Company India Limited provides affordable home loans primarily to first-time homebuyers in low and middle-income segments. The company combines technology with personalized customer service to improve lending efficiency. Urbanization continues to expand its addressable market. Disciplined underwriting supports portfolio quality. Affordable housing remains its long-term growth engine.

Price, RSI and MACD

6M1Y2Y3Y

Price · -6.0% over the period

RSI (14) · 34.9

MACD (12, 26, 9) · histogram -0.81

Price · -13.7% over the period

RSI (14) · 34.9

MACD (12, 26, 9) · histogram -0.81

Price · -15.4% over the period

RSI (14) · 34.9

MACD (12, 26, 9) · histogram -0.81

Price · +28.4% over the period

RSI (14) · 34.9

MACD (12, 26, 9) · histogram -0.81

Price: daily close adjusted for splits and bonuses, dashed line the 150-day moving average. MACD: green line, orange dashed signal, bars the histogram. Longer periods are drawn from every second or third session.

Fundamentals

Market cap	Sales (TTM)	Net profit (TTM)	P/E	EPS (TTM)	P/B	ROE	ROE previous year	ROA	Debt / equity	Beta
₹11,029 cr	₹1,999 cr	₹581 cr	18.9	55.94	2.53	15.7%	16.5%	3.95%	2.43	1.22

Quarterly results

Quarter	Sales ₹ cr	Net profit ₹ cr	EPS	EPS YoY	Sales YoY	Net margin
Jun 2026	538	160	15.31	+31.0%	+18.6%	29.7%
Mar 2026	501	149	14.35	+23.2%	+20.9%	29.8%
Dec 2025	482	140	13.52	+24.0%	+18.8%	29.1%
Sep 2025	477	132	12.76	+23.2%	+28.0%	27.6%
Jun 2025	454	119	11.69	+18.1%	+34.8%	26.2%
Mar 2025	415	105	11.65	+23.5%	+32.6%	25.2%
Dec 2024	406	97	10.90	+22.1%	+37.0%	24.0%
Sep 2024	373	92	10.36	+22.9%	+36.4%	24.7%

Standalone · EPS restated onto today's share count after splits and bonuses · net profit as filed.

Minervini SEPA — earnings checks 2 of 5 pass

Check	Result
Latest quarter EPS up 25%+ on a year ago	✓ Pass
EPS growth accelerating over 3 quarters	✗ Fail
Sales up 25%+, or sales growth accelerating	✗ Fail
Annual EPS up 25%+ in each of the last 2 years	✗ Fail
Net margin above the same quarter last year	✓ Pass

Investor methods

Method	Checks	Score	Verdict
Minervini	✗ Close above the 150- and 200-day averages ✓ 150-day above 200-day ✗ 200-day rising for a month ✓ 50-day above the 150- and 200-day ✗ Close above the 50-day ✗ At least 25% above the 52-week low · low 904.80 ✓ Within 25% of the 52-week high · high 1,280.10 ✗ RS percentile 70 or more · RS 32 Trend template - the gate, measured: a modest 21-day edge.	3/8	3 of 8
Weinstein	Stan Weinstein's stage analysis on the 30-week moving average.		Stage 1 - basing
CAN SLIM	✓ C latest quarter EPS up 25%+ ✗ A annual EPS up 25%+ in each of the last 2 years · O'Neil asks 3; ~2 held ✗ N within 15% of the 52-week high · high 1,280.10 ✓ S more volume on up days than down days (50 sessions) · 1.23x ✗ L RS percentile 80 or more · RS 32 — I institutional sponsorship rising · shareholding not collected yet ✓ M market in an uptrend (40%+ of stocks above their 200-day) · breadth 45% William O'Neil's growth-leader checklist.	3/6	Average
Darvas	✗ New 52-week high in the last 120 sessions Darvas needs a new 52-week high to start a box.	10/100	No box
Turtle	✗ Close above the prior 55-session high · 1,273.90 ✗ Close above the prior 20-session high · 1,273.90 ✗ Close below the prior 20-session low · 1,054.00 Donchian channel breakout - the Turtle traders' entry.		No signal
Greenblatt	The Magic Formula excludes banks and financial companies.		Not applicable
Graham	✗ Price at or below the Graham number · Graham number 724.54 ✗ P/E 15 or less · P/E 18.9 ✗ P/B 1.5 or less (or P/E x P/B 22.5 or less) · P/B 2.53 — Current ratio 2 or more — 10 years of positive earnings, 20 of dividends · history not held Benjamin Graham's defensive-investor tests.	69/100	Fair
Piotroski	The F-score is built for non-financial companies.		Not applicable

Each method's own rules applied to this stock - information, not a buy or sell signal. All were tested on 2024-26 data; only the Minervini trend template showed a consistent edge.

Financial Services sector — top 10 by 1-year return

Stock	1M %	3M %	6M %	1Y %	3Y %	5Y %	P/E	P/B	ROE %	ROCE %	ROA %	D/E	EV/EBITDA	₹ Cr	Sales TTM ₹ Cr	Profit TTM ₹ Cr	EPS	Beta
HOMEFIRST this stock	-15.0	-17.1	-6.0	-13.1	+10.4	+64.8	18.9	2.53	15.7	—	3.95	2.43	—	11,029	1,999	581	55.9	1.22
VIJIFIN	+13.3	+98.0	+408.7	+470.1	+794.2	+672.3	47.2	7.23	8.8	—	5.75	0.07	—	392	8	6	0.4	0.17
ONELIFECAP	+47.0	+38.3	+225.8	+325.3	+195.9	+163.2	—	2.56	10.0	11.4	—	0.43	19.9	187	16	10	-0.6	0.12
TFCILTD	+11.9	+88.8	+114.3	+112.5	+644.4	+999.9	46.9	5.50	9.8	—	5.47	0.82	—	7,231	291	154	3.3	1.00
PAISALO	-11.1	+11.4	+83.2	+104.3	+104.2	+43.8	24.2	4.04	14.3	—	4.11	2.43	—	7,235	1,204	298	3.3	0.83
BLUSPRING	+30.9	+47.2	+149.4	+102.1	—	—	—	3.61	-2.3	1.1	—	0.12	44.3	2,413	3,534	-18	-0.7	0.77
ARFIN	+12.3	+17.0	+4.3	+99.2	—	—	92.3	9.97	11.0	—	—	0.76	39.5	1,698	722	18	1.1	0.83
KTKBANK	+5.0	+19.8	+34.2	+91.7	+38.5	+360.1	8.7	0.94	10.4	—	1.05	—	—	12,468	9,039	1,437	38.0	1.03
SGFIN	+4.0	-2.3	+32.2	+77.3	—	—	27.4	2.71	11.0	—	—	—	9.8	4,326	—	—	24.6	0.88
SHRIPISTON	+1.0	+9.2	+27.4	+72.5	+298.8	+898.8	36.1	7.01	20.9	20.7	—	0.64	23.0	20,332	4,970	575	127.9	1.26
SOUTHBANK	+17.8	+17.5	+38.1	+66.2	+107.1	+411.9	9.0	1.18	13.5	—	1.09	—	—	14,213	10,500	1,586	6.1	1.26

A blank in a return column means the stock is younger than that window. P/B and ROE come from each company's own filings where held.

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Prices as of 2026-10-19, end of day, from NSE. Fundamentals from each company's own exchange filings (XBRL), EPS restated for splits and bonuses. Figures may be delayed and are for information only.

For research & education only — not investment advice. The methods, checks and verdicts are automated rules applied to public data, not buy/sell recommendations. StockLearn is an independent product of ClusterMicro Technologies, not affiliated with or endorsed by the NSE or any exchange. ClusterMicro Technologies is not a SEBI-registered investment adviser. Consult a SEBI-registered adviser before investing.

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