StockLearn from Clustermicro · Stock Breakout ScannerStockLearn

Pnbhousing (PNBHOUSING)

Housing Finance · NSE · end-of-day 2026-10-19

₹1,147.90

Day change

-1.70%

1-year

+31.0%

From 52-week high

-6.3%

Weinstein stage

Stage 2

Minervini template

7/8

Pnbhousing closed at ₹1,147.90 on 2026-10-19, up 31% over the past year, 6% below its 52-week high. It meets 7 of 8 conditions of Minervini's trend template; Weinstein's stage analysis reads stage 2 - advancing; on earnings, it passes 0 of 4 SEPA checks. Over the year its annualised volatility was about 32%, with a largest fall of 26% from a peak.

About Pnbhousing

PNB Housing Finance Limited offers home loans, affordable housing finance, loans against property, and construction finance. The company serves retail homebuyers and real estate developers across India. Housing demand and urbanization support long-term business growth. Technology-driven lending enhances operational efficiency. Strong underwriting remains a core competitive strength.

Price, RSI and MACD

6M1Y2Y3Y

Price · +26.6% over the period

RSI (14) · 49.9

MACD (12, 26, 9) · histogram +4.67

Price · +34.5% over the period

RSI (14) · 49.9

MACD (12, 26, 9) · histogram +4.67

Price · +21.5% over the period

RSI (14) · 49.9

MACD (12, 26, 9) · histogram +4.67

Price · +75.1% over the period

RSI (14) · 49.9

MACD (12, 26, 9) · histogram +4.67

Price: daily close adjusted for splits and bonuses, dashed line the 150-day moving average. MACD: green line, orange dashed signal, bars the histogram. Longer periods are drawn from every second or third session.

Fundamentals

Market cap	Sales (TTM)	Net profit (TTM)	P/E	EPS (TTM)	P/B	ROE	ROE previous year	ROA	Debt / equity	Beta
₹29,913 cr	₹8,692 cr	₹2,315 cr	12.9	88.87	1.56	12.7%	12.2%	2.60%	3.70	1.38

Quarterly results

Quarter	Sales ₹ cr	Net profit ₹ cr	EPS	EPS YoY	Sales YoY	Net margin
Jun 2026	2,263	557	21.39	+4.2%	+9.0%	24.6%
Mar 2026	2,182	656	25.17	+18.8%	+7.9%	30.1%
Dec 2025	2,119	520	19.97	+7.4%	+9.1%	24.6%
Sep 2025	2,128	582	22.34	+23.6%	+13.3%	27.3%
Jun 2025	2,076	534	20.52	+23.2%	+13.9%	25.7%
Mar 2025	2,022	550	21.18	+25.2%	+11.7%	27.2%
Dec 2024	1,942	483	18.60	+42.6%	+10.7%	24.9%
Sep 2024	1,879	470	18.08	—	+5.7%	25.0%

Consolidated · EPS restated onto today's share count after splits and bonuses · net profit as filed.

Minervini SEPA — earnings checks 0 of 4 pass

Check	Result
Latest quarter EPS up 25%+ on a year ago	✗ Fail
EPS growth accelerating over 3 quarters	✗ Fail
Sales up 25%+, or sales growth accelerating	✗ Fail
Annual EPS up 25%+ in each of the last 2 years	— Not assessable
Net margin above the same quarter last year	✗ Fail

Investor methods

Method	Checks	Score	Verdict
Minervini	✓ Close above the 150- and 200-day averages ✓ 150-day above 200-day ✓ 200-day rising for a month ✓ 50-day above the 150- and 200-day ✗ Close above the 50-day ✓ At least 25% above the 52-week low · low 750.75 ✓ Within 25% of the 52-week high · high 1,224.80 ✓ RS percentile 70 or more · RS 79 Trend template - the gate, measured: a modest 21-day edge.	7/8	7 of 8
Weinstein	Stan Weinstein's stage analysis on the 30-week moving average.		Stage 2 - advancing
CAN SLIM	✗ C latest quarter EPS up 25%+ — A annual EPS up 25%+ in each of the last 2 years · O'Neil asks 3; ~2 held ✓ N within 15% of the 52-week high · high 1,224.80 ✓ S more volume on up days than down days (50 sessions) · 1.43x ✗ L RS percentile 80 or more · RS 79 — I institutional sponsorship rising · shareholding not collected yet ✓ M market in an uptrend (40%+ of stocks above their 200-day) · breadth 45% William O'Neil's growth-leader checklist.	3/5	Average
Darvas	✓ Box top confirmed (3 sessions below the new high) · top 1,224.80 ✗ Box bottom confirmed (3 sessions holding) · bottom 1,162.30 ✗ Close above the box top · close 1,147.90 ✗ Volume at least 1.5x its 50-day average · 0.4x Nicolas Darvas's box: buy the breakout above a confirmed box after a new high.	54/100	In box
Turtle	✗ Close above the prior 55-session high · 1,224.80 ✗ Close above the prior 20-session high · 1,224.80 ✗ Close below the prior 20-session low · 1,065.40 Donchian channel breakout - the Turtle traders' entry.		No signal
Greenblatt	The Magic Formula excludes banks and financial companies.		Not applicable
Graham	✓ Price at or below the Graham number · Graham number 1,212.99 ✓ P/E 15 or less · P/E 12.9 ✓ P/B 1.5 or less (or P/E x P/B 22.5 or less) · P/B 1.56 — Current ratio 2 or more — 10 years of positive earnings, 20 of dividends · history not held Benjamin Graham's defensive-investor tests.	100/100	Undervalued
Piotroski	The F-score is built for non-financial companies.		Not applicable

Each method's own rules applied to this stock - information, not a buy or sell signal. All were tested on 2024-26 data; only the Minervini trend template showed a consistent edge.

Housing Finance sector — top 10 by 1-year return

Stock	1M %	3M %	6M %	1Y %	3Y %	5Y %	P/E	P/B	ROE %	ROCE %	ROA %	D/E	EV/EBITDA	₹ Cr	Sales TTM ₹ Cr	Profit TTM ₹ Cr	EPS	Beta
PNBHOUSING this stock	+1.3	+4.5	+26.6	+36.8	+48.5	+99.1	12.9	1.56	12.7	—	2.60	3.70	—	29,913	8,692	2,315	88.9	1.38
AAVAS	-9.2	-22.1	-13.9	-27.3	-27.8	-59.0	13.5	1.83	13.9	—	3.29	3.09	—	9,253	2,765	687	86.7	0.86
APTUS	-10.3	-30.2	-13.0	-31.2	-27.9	-33.4	10.8	2.11	20.1	—	7.76	1.56	—	10,679	2,306	985	19.7	1.15

A blank in a return column means the stock is younger than that window. P/B and ROE come from each company's own filings where held.

Housing Finance stocks of a similar size

Aptus Value Housing Aavas Financiers

The live scanner - every stock ranked, filtered by method, stage and sector, with interactive charts - is in the StockLearn app. Open the StockLearn scanner →

Prices as of 2026-10-19, end of day, from NSE. Fundamentals from each company's own exchange filings (XBRL), EPS restated for splits and bonuses. Figures may be delayed and are for information only.

For research & education only — not investment advice. The methods, checks and verdicts are automated rules applied to public data, not buy/sell recommendations. StockLearn is an independent product of ClusterMicro Technologies, not affiliated with or endorsed by the NSE or any exchange. ClusterMicro Technologies is not a SEBI-registered investment adviser. Consult a SEBI-registered adviser before investing.

Terms · Privacy · Disclaimer · Refund · Contact