Shriram Finance Limited provides commercial vehicle loans, passenger vehicle finance, MSME lending, gold loans, personal loans, and fixed deposits. The company has a strong presence in underserved customer segments across urban and rural India. Deep credit assessment expertise supports asset quality. Economic growth increases financing demand. Its extensive branch network provides a lasting competitive advantage.
| Market cap | Sales (TTM) | Net profit (TTM) | P/E | EPS (TTM) | P/B | ROE | ROE previous year | ROA | Debt / equity | Beta |
|---|---|---|---|---|---|---|---|---|---|---|
| ₹2.18L cr | ₹49,997 cr | ₹11,318 cr | 16.3 | 56.67 | 3.31 | 16.4% | 18.1% | 3.26% | 3.80 | 1.94 |
| Quarter | Sales ₹ cr | Net profit ₹ cr | EPS | EPS YoY | Sales YoY | Net margin |
|---|---|---|---|---|---|---|
| Jun 2026 | 13,400 | 3,453 | 14.86 | +29.4% | +16.2% | 25.8% |
| Mar 2026 | 12,513 | 3,021 | 16.06 | +40.9% | +9.2% | 24.1% |
| Dec 2025 | 12,171 | 2,530 | 13.45 | -22.1% | +13.8% | 20.8% |
| Sep 2025 | 11,912 | 2,314 | 12.30 | +8.0% | +18.1% | 19.4% |
| Jun 2025 | 11,536 | 2,159 | 11.48 | +6.7% | +20.1% | 18.7% |
| Mar 2025 | 11,454 | 2,144 | 11.40 | +6.6% | +15.7% | 18.7% |
| Dec 2024 | 10,698 | 3,249 | 17.27 | +73.7% | +15.0% | 30.4% |
| Sep 2024 | 10,090 | 2,153 | 11.39 | +19.6% | +13.6% | 21.3% |
| Check | Result |
|---|---|
| Latest quarter EPS up 25%+ on a year ago | ✓ Pass |
| EPS growth accelerating over 3 quarters | ✗ Fail |
| Sales up 25%+, or sales growth accelerating | ✗ Fail |
| Annual EPS up 25%+ in each of the last 2 years | ✗ Fail |
| Net margin above the same quarter last year | ✓ Pass |
| Method | Checks | Score | Verdict |
|---|---|---|---|
| Minervini | ✗ Close above the 150- and 200-day averages ✗ 150-day above 200-day ✓ 200-day rising for a month ✓ 50-day above the 150- and 200-day ✗ Close above the 50-day ✓ At least 25% above the 52-week low · low 665.05 ✓ Within 25% of the 52-week high · high 1,141.00 ✓ RS percentile 70 or more · RS 77 Trend template - the gate, measured: a modest 21-day edge. | 5/8 | 5 of 8 |
| Weinstein | Stan Weinstein's stage analysis on the 30-week moving average. | Stage 4 - declining | |
| CAN SLIM | ✓ C latest quarter EPS up 25%+ ✗ A annual EPS up 25%+ in each of the last 2 years · O'Neil asks 3; ~2 held ✗ N within 15% of the 52-week high · high 1,141.00 ✗ S more volume on up days than down days (50 sessions) · 0.49x ✗ L RS percentile 80 or more · RS 77 — I institutional sponsorship rising · shareholding not collected yet ✓ M market in an uptrend (40%+ of stocks above their 200-day) · breadth 45% William O'Neil's growth-leader checklist. | 2/6 | Weak |
| Darvas | ✓ Box top confirmed (3 sessions below the new high) · top 1,153.70 ✓ Box bottom confirmed (3 sessions holding) · bottom 917.25 ✗ Close above the box top · close 926.50 ✗ Volume at least 1.5x its 50-day average · 0.8x Nicolas Darvas's box: buy the breakout above a confirmed box after a new high. | 46/100 | In box |
| Turtle | ✗ Close above the prior 55-session high · 1,153.70 ✗ Close above the prior 20-session high · 1,019.00 ✗ Close below the prior 20-session low · 917.25 Donchian channel breakout - the Turtle traders' entry. | No signal | |
| Greenblatt | The Magic Formula excludes banks and financial companies. | Not applicable | |
| Graham | ✗ Price at or below the Graham number · Graham number 597.42 ✗ P/E 15 or less · P/E 16.3 ✗ P/B 1.5 or less (or P/E x P/B 22.5 or less) · P/B 3.31 — Current ratio 2 or more — 10 years of positive earnings, 20 of dividends · history not held Benjamin Graham's defensive-investor tests. | 64/100 | Expensive |
| Piotroski | The F-score is built for non-financial companies. | Not applicable |
| Stock | 1M % | 3M % | 6M % | 1Y % | 3Y % | 5Y % | P/E | P/B | ROE % | ROCE % | ROA % | D/E | EV/EBITDA | ₹ Cr | Sales TTM ₹ Cr | Profit TTM ₹ Cr | EPS | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SHRIRAMFIN this stock | -8.3 | -10.5 | -11.3 | +37.2 | +146.6 | — | 16.3 | 3.31 | 16.4 | — | 3.26 | 3.80 | — | 2.18L | 49,997 | 11,318 | 56.7 | 1.94 |
| VIJIFIN | +13.3 | +98.0 | +408.7 | +470.1 | +794.2 | +672.3 | 47.2 | 7.23 | 8.8 | — | 5.75 | 0.07 | — | 392 | 8 | 6 | 0.4 | 0.17 |
| ONELIFECAP | +47.0 | +38.3 | +225.8 | +325.3 | +195.9 | +163.2 | — | 2.56 | 10.0 | 11.4 | — | 0.43 | 19.9 | 187 | 16 | 10 | -0.6 | 0.12 |
| TFCILTD | +11.9 | +88.8 | +114.3 | +112.5 | +644.4 | +999.9 | 46.9 | 5.50 | 9.8 | — | 5.47 | 0.82 | — | 7,231 | 291 | 154 | 3.3 | 1.00 |
| PAISALO | -11.1 | +11.4 | +83.2 | +104.3 | +104.2 | +43.8 | 24.2 | 4.04 | 14.3 | — | 4.11 | 2.43 | — | 7,235 | 1,204 | 298 | 3.3 | 0.83 |
| BLUSPRING | +30.9 | +47.2 | +149.4 | +102.1 | — | — | — | 3.61 | -2.3 | 1.1 | — | 0.12 | 44.3 | 2,413 | 3,534 | -18 | -0.7 | 0.77 |
| ARFIN | +12.3 | +17.0 | +4.3 | +99.2 | — | — | 92.3 | 9.97 | 11.0 | — | — | 0.76 | 39.5 | 1,698 | 722 | 18 | 1.1 | 0.83 |
| KTKBANK | +5.0 | +19.8 | +34.2 | +91.7 | +38.5 | +360.1 | 8.7 | 0.94 | 10.4 | — | 1.05 | — | — | 12,468 | 9,039 | 1,437 | 38.0 | 1.03 |
| SGFIN | +4.0 | -2.3 | +32.2 | +77.3 | — | — | 27.4 | 2.71 | 11.0 | — | — | — | 9.8 | 4,326 | — | — | 24.6 | 0.88 |
| SHRIPISTON | +1.0 | +9.2 | +27.4 | +72.5 | +298.8 | +898.8 | 36.1 | 7.01 | 20.9 | 20.7 | — | 0.64 | 23.0 | 20,332 | 4,970 | 575 | 127.9 | 1.26 |
| SOUTHBANK | +17.8 | +17.5 | +38.1 | +66.2 | +107.1 | +411.9 | 9.0 | 1.18 | 13.5 | — | 1.09 | — | — | 14,213 | 10,500 | 1,586 | 6.1 | 1.26 |