Sundaram Finance Limited provides financing solutions primarily for commercial vehicles, passenger vehicles, equipment, and related segments. India's vehicle financing market, economic activity, and infrastructure development provide opportunities for loan growth. Expansion of digital services and broader financial offerings can support future growth. Credit quality, interest rates, funding costs, competition, regulatory changes, and asset quality remain important factors.
| Market cap | Sales (TTM) | Net profit (TTM) | P/E | EPS (TTM) | P/B | ROE | ROE previous year | ROA | Debt / equity | Beta |
|---|---|---|---|---|---|---|---|---|---|---|
| ₹46,484 cr | ₹10,104 cr | ₹2,220 cr | 20.9 | 201.40 | 3.12 | 14.7% | 15.5% | 2.56% | 4.68 | 0.95 |
| Quarter | Sales ₹ cr | Net profit ₹ cr | EPS | EPS YoY | Sales YoY | Net margin |
|---|---|---|---|---|---|---|
| Jun 2026 | 2,644 | 636 | 57.71 | +33.8% | +12.6% | 24.1% |
| Mar 2026 | 2,560 | 554 | 50.28 | +0.2% | +13.3% | 21.6% |
| Dec 2025 | 2,514 | 541 | 49.12 | +18.9% | +14.8% | 21.5% |
| Sep 2025 | 2,386 | 488 | 44.29 | +11.9% | +14.4% | 20.5% |
| Jun 2025 | 2,349 | 475 | 43.12 | +9.3% | +20.4% | 20.2% |
| Mar 2025 | 2,259 | 553 | 50.17 | +106.4% | +4.8% | 24.5% |
| Dec 2024 | 2,190 | 456 | 41.33 | +6.6% | +20.3% | 20.8% |
| Sep 2024 | 2,085 | 436 | 39.57 | +19.3% | +22.0% | 20.9% |
| Check | Result |
|---|---|
| Latest quarter EPS up 25%+ on a year ago | ✓ Pass |
| EPS growth accelerating over 3 quarters | ✗ Fail |
| Sales up 25%+, or sales growth accelerating | ✗ Fail |
| Annual EPS up 25%+ in each of the last 2 years | ✗ Fail |
| Net margin above the same quarter last year | ✓ Pass |
| Method | Checks | Score | Verdict |
|---|---|---|---|
| Minervini | ✗ Close above the 150- and 200-day averages ✗ 150-day above 200-day ✗ 200-day rising for a month ✗ 50-day above the 150- and 200-day ✗ Close above the 50-day ✗ At least 25% above the 52-week low · low 4,069.10 ✓ Within 25% of the 52-week high · high 5,581.50 ✗ RS percentile 70 or more · RS 52 Trend template - the gate, measured: a modest 21-day edge. | 1/8 | 1 of 8 |
| Weinstein | Stan Weinstein's stage analysis on the 30-week moving average. | Stage 4 - declining | |
| CAN SLIM | ✓ C latest quarter EPS up 25%+ ✗ A annual EPS up 25%+ in each of the last 2 years · O'Neil asks 3; ~2 held ✗ N within 15% of the 52-week high · high 5,581.50 ✓ S more volume on up days than down days (50 sessions) · 1.16x ✗ L RS percentile 80 or more · RS 52 — I institutional sponsorship rising · shareholding not collected yet ✓ M market in an uptrend (40%+ of stocks above their 200-day) · breadth 45% William O'Neil's growth-leader checklist. | 3/6 | Average |
| Darvas | ✗ New 52-week high in the last 120 sessions Darvas needs a new 52-week high to start a box. | 10/100 | No box |
| Turtle | ✗ Close above the prior 55-session high · 4,965.30 ✗ Close above the prior 20-session high · 4,873.70 ✗ Close below the prior 20-session low · 4,095.30 Donchian channel breakout - the Turtle traders' entry. | No signal | |
| Greenblatt | The Magic Formula excludes banks and financial companies. | Not applicable | |
| Graham | ✗ Price at or below the Graham number · Graham number 2,474.83 ✗ P/E 15 or less · P/E 20.9 ✗ P/B 1.5 or less (or P/E x P/B 22.5 or less) · P/B 3.12 — Current ratio 2 or more — 10 years of positive earnings, 20 of dividends · history not held Benjamin Graham's defensive-investor tests. | 59/100 | Expensive |
| Piotroski | The F-score is built for non-financial companies. | Not applicable |
| Stock | 1M % | 3M % | 6M % | 1Y % | 3Y % | 5Y % | P/E | P/B | ROE % | ROCE % | ROA % | D/E | EV/EBITDA | ₹ Cr | Sales TTM ₹ Cr | Profit TTM ₹ Cr | EPS | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SUNDARMFIN this stock | -10.9 | -4.7 | -15.9 | -6.0 | +28.8 | +70.8 | 20.9 | 3.12 | 14.7 | — | 2.56 | 4.68 | — | 46,484 | 10,104 | 2,220 | 201.4 | 0.95 |
| VIJIFIN | +13.3 | +98.0 | +408.7 | +470.1 | +794.2 | +672.3 | 47.2 | 7.23 | 8.8 | — | 5.75 | 0.07 | — | 392 | 8 | 6 | 0.4 | 0.17 |
| ONELIFECAP | +47.0 | +38.3 | +225.8 | +325.3 | +195.9 | +163.2 | — | 2.56 | 10.0 | 11.4 | — | 0.43 | 19.9 | 187 | 16 | 10 | -0.6 | 0.12 |
| TFCILTD | +11.9 | +88.8 | +114.3 | +112.5 | +644.4 | +999.9 | 46.9 | 5.50 | 9.8 | — | 5.47 | 0.82 | — | 7,231 | 291 | 154 | 3.3 | 1.00 |
| PAISALO | -11.1 | +11.4 | +83.2 | +104.3 | +104.2 | +43.8 | 24.2 | 4.04 | 14.3 | — | 4.11 | 2.43 | — | 7,235 | 1,204 | 298 | 3.3 | 0.83 |
| BLUSPRING | +30.9 | +47.2 | +149.4 | +102.1 | — | — | — | 3.61 | -2.3 | 1.1 | — | 0.12 | 44.3 | 2,413 | 3,534 | -18 | -0.7 | 0.77 |
| ARFIN | +12.3 | +17.0 | +4.3 | +99.2 | — | — | 92.3 | 9.97 | 11.0 | — | — | 0.76 | 39.5 | 1,698 | 722 | 18 | 1.1 | 0.83 |
| KTKBANK | +5.0 | +19.8 | +34.2 | +91.7 | +38.5 | +360.1 | 8.7 | 0.94 | 10.4 | — | 1.05 | — | — | 12,468 | 9,039 | 1,437 | 38.0 | 1.03 |
| SGFIN | +4.0 | -2.3 | +32.2 | +77.3 | — | — | 27.4 | 2.71 | 11.0 | — | — | — | 9.8 | 4,326 | — | — | 24.6 | 0.88 |
| SHRIPISTON | +1.0 | +9.2 | +27.4 | +72.5 | +298.8 | +898.8 | 36.1 | 7.01 | 20.9 | 20.7 | — | 0.64 | 23.0 | 20,332 | 4,970 | 575 | 127.9 | 1.26 |
| SOUTHBANK | +17.8 | +17.5 | +38.1 | +66.2 | +107.1 | +411.9 | 9.0 | 1.18 | 13.5 | — | 1.09 | — | — | 14,213 | 10,500 | 1,586 | 6.1 | 1.26 |