Solution · Solution Oriented Scheme - Retirement Fund
HDFC Retirement Fund - Hybrid-Debt Plan
Open in live screener →Key metrics
Latest NAV
₹24.29
Day change
-0.15%
Volatility
3.6%
Sharpe
-2.29
Max drawdown
-7.8%
Category rank
8 / 29
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -0.99% | -1.73% | -2.06% | -1.22% | -1.68% | 6.40% | 6.61% | 7.90% | 7.79% |
Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.
NAV history
Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.
About this fund
HDFC Retirement Fund - Hybrid-Debt Plan is a solution fund offered by HDFC Mutual Fund, classified under Solution as Solution Oriented Scheme - Retirement Fund. Its risk profile depends on its holdings and category. Its latest NAV is ₹24.29.
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, HDFC Retirement Fund - Hybrid-Debt Plan has recorded a return of about -1.7%, with a three-year return of 6.4% and a five-year return of 6.6%. Its annualised volatility is 3.6% — relatively low fluctuations — and its Sharpe ratio is -2.29, a measure of return per unit of risk taken.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 8.59 | 8.49 | -1.68 | 19.64 | 99% | 27% |
| 3Y | 8.92 | 9.28 | 4.98 | 11.98 | 100% | 0% |
| 5Y | 8.99 | 9.18 | 6.61 | 11.31 | 100% | 0% |
| 7Y | 8.94 | 8.94 | 7.91 | 9.74 | 100% | 0% |
| 10Y | 8.42 | 8.47 | 7.79 | 8.92 | 100% | 0% |
Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
What does HDFC Retirement Fund - Hybrid-Debt Plan invest in?
It invests primarily in a portfolio of securities in line with its mandate.
How is this fund classified?
It is a Solution Oriented Scheme - Retirement Fund fund in the Solution group.
How often is the NAV updated?
Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.
How is the rolling return calculated?
Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.
Is past performance a guarantee of future returns?
No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.
Compare with peers
Further reading: Every fund measured against the best performer in its own category
Similar Solution Oriented Scheme - Retirement Fund
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Retirement Fund Pure Equity Plan Solution Oriented Scheme - Retirement Fund | -8.37 | -7.19 | -5.91 | -3.59 | 18.23 | 16.51 | – | 0.63 |
| Aditya Birla Sun Life Retirement Fund-The 30s Plan Solution Oriented Scheme - Retirement Fund | -7.60 | -5.26 | 1.61 | 3.47 | 14.73 | 10.50 | – | 0.97 |
| ICICI Prudential Retirement Fund Hybrid Conservative Plan Solution Oriented Scheme - Retirement Fund | -3.33 | -2.50 | -0.61 | 1.40 | 8.90 | 8.01 | – | 0.79 |
| ICICI Prudential Retirement Fund Hybrid Aggressive Plan Solution Oriented Scheme - Retirement Fund | -8.73 | -7.25 | -4.82 | -3.70 | 15.58 | 12.69 | – | 0.72 |
| ICICI Prudential Retirement Fund Pure Debt Plan Solution Oriented Scheme - Retirement Fund | -1.12 | -0.56 | 1.23 | 2.76 | 6.21 | 5.70 | – | 1.04 |
| Aditya Birla Sun Life Retirement Fund-The 40s Plan Solution Oriented Scheme - Retirement Fund | -5.62 | -4.46 | -3.02 | -5.32 | 9.88 | 7.84 | – | 0.95 |
| Aditya Birla Sun Life Retirement Fund-The 50s Plan Solution Oriented Scheme - Retirement Fund | -2.63 | -2.18 | -0.03 | 0.89 | 7.49 | 6.50 | – | 0.54 |
| Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan Solution Oriented Scheme - Retirement Fund | -0.80 | -0.47 | 1.05 | 2.41 | 5.64 | 4.89 | – | 0.78 |
More funds from HDFC
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| HDFC Short Term Fund Debt Scheme - Short Duration Fund | -0.56 | 0.07 | 1.96 | 4.23 | 7.22 | 6.44 | 7.23 | – |
| HDFC Large Cap Fund Equity Scheme - Large Cap Fund | -6.11 | -7.13 | -5.64 | -10.26 | 7.54 | 8.43 | 11.40 | – |
| HDFC ELSS - Tax Saver Fund Equity Scheme - ELSS | -4.42 | -4.63 | -4.54 | -11.56 | 11.72 | 12.31 | 12.32 | – |
| HDFC Aggressive Hybrid Fund Hybrid Scheme - Aggressive Hybrid Fund | -4.25 | -3.87 | -4.05 | -9.80 | 5.77 | 6.69 | 9.57 | – |
| HDFC Nifty 50 Index Fund Other Scheme - Index Funds | -3.61 | -5.15 | -5.85 | -12.00 | 6.39 | 5.48 | 11.01 | – |
| HDFC BSE Sensex Index Fund Other Scheme - Index Funds | -2.26 | -4.10 | -5.16 | -12.84 | 5.18 | 4.75 | 11.02 | – |
| HDFC Children's Fund Solution Oriented Scheme - Children's Fund | -4.94 | -3.49 | -2.08 | -6.46 | 7.81 | 8.93 | 12.08 | – |
| HDFC Medium to Long Term Fund Debt Scheme - Medium to Long Duration Fund | -1.43 | -1.21 | 1.30 | 2.25 | 6.53 | 5.54 | 5.62 | – |
Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.