Key metrics
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -0.17% | -0.53% | 0.67% | 2.90% | 5.74% | 8.30% | 6.59% | 6.87% | 7.22% |
NAV history
About this fund
Kotak Credit Risk Fund is a corporate-debt fund offered by Kotak Mahindra Mutual Fund, classified under Debt as Debt Scheme - Credit Risk Fund. Returns and risk depend on the credit quality and duration of the bonds held. Its latest NAV is ₹36.21, with assets under management of about ₹742 Cr (April - June 2026).
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, Kotak Credit Risk Fund has recorded a return of about 5.7%, with a three-year return of 8.3% and a five-year return of 6.6%. Its annualised volatility is 1.8% — relatively low fluctuations — and its Sharpe ratio is -0.42, a measure of return per unit of risk taken.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 7.37 | 7.67 | 1.03 | 11.58 | 100% | 0% |
| 3Y | 7.16 | 7.81 | 4.60 | 8.92 | 100% | 0% |
| 5Y | 6.88 | 6.74 | 6.06 | 8.50 | 100% | 0% |
| 7Y | 7.08 | 7.03 | 6.62 | 7.51 | 100% | 0% |
| 10Y | 7.47 | 7.49 | 7.22 | 7.65 | 100% | 0% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| SBI CREDIT RISK FUND Debt Scheme - Credit Risk Fund | -0.47 | 0.93 | 3.45 | 6.98 | 8.30 | 7.57 | 7.67 | 0.76 |
| ICICI Prudential Credit Risk Fund Debt Scheme - Credit Risk Fund | -0.52 | 0.72 | 3.12 | 6.65 | 8.81 | 7.85 | 8.29 | 0.68 |
| UTI - Credit Risk Fund. Debt Scheme - Credit Risk Fund | -0.29 | 0.73 | 2.60 | 5.59 | 7.57 | 6.79 | 3.31 | 0.88 |
| HDFC Credit Risk Fund Debt Scheme - Credit Risk Fund | -0.42 | 0.77 | 2.88 | 6.02 | 8.00 | 7.01 | 7.73 | – |
| Axis Credit Risk Fund Debt Scheme - Credit Risk Fund | -0.22 | 0.93 | 3.48 | 7.15 | 8.60 | 7.55 | 7.58 | 0.68 |
| Invesco India Credit Risk Fund Debt Scheme - Credit Risk Fund | -0.41 | 0.43 | 2.55 | 6.90 | 8.78 | 8.30 | 6.42 | 0.24 |
| BANK OF INDIA CREDIT RISK FUND Debt Scheme - Credit Risk Fund | 0.19 | 1.38 | 8.31 | 16.98 | 10.00 | – | – | 0.51 |
| Aditya Birla Sun Life Credit Risk Fund Debt Scheme - Credit Risk Fund | -0.33 | 0.82 | 3.28 | 11.01 | 12.87 | 10.74 | 9.14 | 0.67 |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Kotak Short Term Fund Debt Scheme - Short Duration Fund | -0.36 | 0.34 | 2.06 | 4.32 | 7.27 | 6.33 | 7.15 | – |
| Kotak Money Market Fund Debt Scheme - Money Market Fund | 0.27 | 1.50 | 3.10 | 6.38 | 7.31 | 6.72 | 6.63 | – |
| Kotak Ultra Short Term Fund Debt Scheme - Ultra Short Duration Fund | 0.25 | 1.36 | 3.01 | 6.28 | 7.14 | 6.58 | 6.67 | – |
| Kotak Dynamic Term Fund Debt Scheme - Dynamic Bond Fund | -1.13 | -0.30 | 2.59 | 3.80 | 7.65 | 6.39 | 7.50 | – |
| Kotak Gilt Fund Debt Scheme - Gilt Fund | -1.34 | -1.27 | 1.29 | 0.39 | 5.51 | 5.13 | 6.66 | – |
| Kotak Liquid Fund Debt Scheme - Liquid Fund | 0.39 | 1.49 | 3.12 | 6.41 | 6.90 | 6.38 | 6.07 | – |
| Kotak Contra Fund Equity Scheme - Contra Fund | -5.95 | -6.93 | -5.23 | -7.28 | 12.96 | 12.26 | 15.50 | – |
| Kotak Arbitrage Fund Hybrid Scheme - Arbitrage Fund | 0.59 | 1.52 | 3.17 | 6.74 | 7.42 | 6.98 | 6.46 | – |