Key metrics
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | 0.08% | 0.41% | 1.34% | 2.79% | 5.73% | 6.36% | 6.10% | 5.39% | 5.90% |
NAV history
About this fund
Navi Liquid Fund is a liquid/money-market debt fund offered by Navi Mutual Fund, classified under Debt as Debt Scheme - Liquid Fund. These funds are generally among the lowest-volatility fund types. Its latest NAV is ₹30.80, with assets under management of about ₹72 Cr (April - June 2026).
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, Navi Liquid Fund has recorded a return of about 5.7%, with a three-year return of 6.4% and a five-year return of 6.1%. Its annualised volatility is 0.2% — relatively low fluctuations — and its Sharpe ratio is -4.53, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.15%, deducted daily from the NAV.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 5.89 | 6.47 | 3.07 | 7.75 | 100% | 0% |
| 3Y | 5.68 | 5.92 | 3.95 | 7.30 | 100% | 0% |
| 5Y | 5.41 | 5.29 | 5.03 | 6.10 | 100% | 0% |
| 7Y | 5.61 | 5.68 | 5.39 | 5.74 | 100% | 0% |
| 10Y | 5.93 | 5.93 | 5.90 | 5.97 | 100% | 0% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Union Liquid Fund Debt Scheme - Liquid Fund | 0.42 | 1.51 | 3.13 | 6.45 | 6.92 | 6.42 | 5.73 | 0.06 |
| BANK OF INDIA LIQUID FUND Debt Scheme - Liquid Fund | 0.42 | 1.54 | 3.16 | 6.47 | 6.93 | 6.43 | 6.11 | 0.07 |
| BARODA BNP PARIBAS LIQUID FUND Debt Scheme - Liquid Fund | 0.41 | 1.50 | 3.10 | 6.40 | 6.87 | 6.40 | 6.14 | 0.12 |
| Aditya Birla Sun Life Liquid Fund Debt Scheme - Liquid Fund | 0.39 | 1.50 | 3.14 | 6.49 | 6.96 | 6.45 | 6.17 | 0.18 |
| Kotak Liquid Fund Debt Scheme - Liquid Fund | 0.39 | 1.49 | 3.12 | 6.41 | 6.90 | 6.38 | 6.07 | – |
| SBI LIQUID FUND Debt Scheme - Liquid Fund | 0.41 | 1.51 | 3.13 | 6.43 | 6.86 | 6.36 | 6.06 | 0.17 |
| Tata Liquid Fund Debt Scheme - Liquid Fund | 0.41 | 1.51 | 3.12 | 6.44 | 6.92 | 6.40 | 6.13 | 0.19 |
| HSBC Liquid Fund Debt Scheme - Liquid Fund | 0.40 | 1.50 | 3.12 | 6.41 | 6.91 | 6.41 | 6.11 | 0.11 |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Navi Nifty India Manufacturing Index Fund Other Scheme - Index Funds | -7.20 | -7.72 | -5.21 | -2.32 | 15.19 | – | – | 0.40 |
| NAVI ELSS TAX SAVER NIFTY50 INDEX FUND Equity Scheme - ELSS | -2.73 | -5.26 | -6.26 | -11.46 | 6.06 | – | – | 0.20 |
| NAVI BSE SENSEX INDEX FUND Other Scheme - Index Funds | -1.72 | -4.43 | -6.15 | -12.44 | 4.74 | – | – | 0.38 |
| Navi NiftyIT Index Fund Other Scheme - Index Funds | 12.51 | 12.50 | 5.99 | -7.62 | – | – | – | 0.35 |
| Navi Nifty 500 Multicap 50:25:25 Index Fund Other Scheme - Index Funds | -5.61 | -6.26 | -4.07 | -6.29 | – | – | – | 0.35 |
| Navi Nifty Smallcap250 Momentum Quality 100 Index Fund Other Scheme - Index Funds | -6.38 | -3.49 | 3.43 | 0.20 | – | – | – | 0.35 |
| Navi Nifty Midsmallcap 400 Index Fund Other Scheme - Index Funds | -7.76 | -7.36 | -3.20 | – | – | – | – | 0.15 |
| Navi Nifty Reits & Realty Index fund Index Funds - Equity Funds | -5.23 | – | – | – | – | – | – | – |