Key metrics
Latest NAV
₹30.61
Day change
0.01%
Volatility
0.2%
Sharpe
-4.18
Max drawdown
-0.1%
Expense ratio
0.15%
AUM
₹72 Cr
Category rank
25 / 27
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | 0.11% | 0.47% | 1.48% | 2.98% | 5.79% | 6.43% | 6.07% | 5.40% | 5.93% |
Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.
NAV history
Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.
About this fund
Navi Liquid Fund is a liquid/money-market debt fund offered by Navi Mutual Fund, classified under Debt as Debt Scheme - Liquid Fund. These funds are generally among the lowest-volatility fund types. Its latest NAV is ₹30.61, with assets under management of about ₹72 Cr (April - June 2026).
Performance analysis
Over the trailing one year, Navi Liquid Fund has recorded a return of about 5.8%, with a three-year return of 6.4% and a five-year return of 6.1%. Its annualised volatility is 0.2% — relatively low fluctuations — and its Sharpe ratio is -4.18, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.15%, deducted daily from the NAV.
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 5.90 | 6.52 | 3.07 | 7.75 | 100% | 0% |
| 3Y | 5.67 | 5.88 | 3.95 | 7.30 | 100% | 0% |
| 5Y | 5.39 | 5.28 | 5.03 | 6.07 | 100% | 0% |
| 7Y | 5.62 | 5.69 | 5.39 | 5.74 | 100% | 0% |
| 10Y | 5.95 | 5.94 | 5.92 | 5.97 | 100% | 0% |
Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.
Frequently asked questions
What does Navi Liquid Fund invest in?
It invests primarily in very short-term money-market instruments.
How is this fund classified?
It is a Debt Scheme - Liquid Fund fund in the Debt group.
How often is the NAV updated?
Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.
What is its expense ratio?
0.15% (direct plan, base expense ratio), deducted daily from the NAV. Some platforms quote a higher all-in Total TER — verify with the AMC.
How is the rolling return calculated?
Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.
Is past performance a guarantee of future returns?
No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.
Compare with peers
Similar Debt Scheme - Liquid Fund
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Union Liquid Fund Debt Scheme - Liquid Fund | 0.56 | 1.72 | 3.46 | 6.53 | 6.99 | 6.37 | 5.75 | 0.06 |
| BANK OF INDIA LIQUID FUND Debt Scheme - Liquid Fund | 0.59 | 1.75 | 3.48 | 6.53 | 6.99 | 6.38 | 6.13 | 0.07 |
| BARODA BNP PARIBAS LIQUID FUND Debt Scheme - Liquid Fund | 0.55 | 1.71 | 3.43 | 6.48 | 6.95 | 6.35 | 6.16 | 0.12 |
| Aditya Birla Sun Life Liquid Fund Debt Scheme - Liquid Fund | 0.57 | 1.76 | 3.52 | 6.60 | 7.04 | 6.41 | 6.19 | 0.18 |
| SBI LIQUID FUND Debt Scheme - Liquid Fund | 0.56 | 1.73 | 3.49 | 6.50 | 6.93 | 6.31 | 6.08 | 0.17 |
| Tata Liquid Fund Debt Scheme - Liquid Fund | 0.57 | 1.73 | 3.47 | 6.53 | 7.00 | 6.35 | 6.15 | 0.19 |
| ICICI Prudential Liquid Fund Debt Scheme - Liquid Fund | 0.56 | 1.74 | 3.47 | 6.50 | 6.97 | 6.33 | 6.13 | 0.17 |
| LIC MF Liquid Fund Debt Scheme - Liquid Fund | 0.55 | 1.72 | 3.47 | 6.51 | 6.96 | 6.33 | 6.14 | 0.11 |
More funds from Navi
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Navi Nifty Bank Index Fund Other Scheme - Index Funds | -1.13 | 5.20 | -0.71 | 5.85 | 8.92 | – | – | 0.15 |
| Navi Total Stock Market US Specific Equity Passive FoF Other Scheme - FoF Overseas | -1.22 | 0.48 | 15.35 | 27.73 | 25.37 | – | – | 0.06 |
| Navi Nifty Midcap 150 Index Fund Other Scheme - Index Funds | -1.26 | 3.80 | 9.02 | 9.08 | 15.02 | – | – | 0.25 |
| Navi NASDAQ100 US Specific Equity Passive FOF Other Scheme - FoF Overseas | -1.61 | -4.20 | 20.82 | 34.11 | 29.82 | – | – | 0.16 |
| Navi Nifty India Manufacturing Index Fund Other Scheme - Index Funds | -2.86 | 3.22 | 5.08 | 10.76 | 17.95 | – | – | 0.40 |
| NAVI ELSS TAX SAVER NIFTY50 INDEX FUND Equity Scheme - ELSS | -3.21 | 2.29 | -2.08 | -3.07 | 7.39 | – | – | 0.20 |
| NAVI BSE SENSEX INDEX FUND Other Scheme - Index Funds | -3.02 | 2.98 | -2.99 | -4.89 | 5.63 | – | – | 0.38 |
| Navi NiftyIT Index Fund Other Scheme - Index Funds | -4.96 | 3.43 | -0.05 | -12.04 | – | – | – | 0.35 |
Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.