Debt · Debt Scheme - Dynamic Bond Fund

Union Dynamic Term Fund

Union · Direct Plan · Growth · as of 2026-10-23

₹24.39 -0.24% today

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Key metrics

Latest NAV

₹24.39

Day change

-0.24%

Volatility

3.1%

Sharpe

-2.49

Max drawdown

-4.9%

Category rank

22 / 22

Further reading: Median maximum drawdown by fund category, measured across 1,767 funds

Trailing returns

Period	1W	1M	3M	6M	1Y	3Y	5Y	7Y	10Y
Return	-0.79%	-2.25%	-2.06%	-0.26%	-1.30%	4.68%	3.89%	4.75%	5.03%

Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.

NAV history

Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.

About this fund

Union Dynamic Term Fund is a debt fund offered by Union Mutual Fund, classified under Debt as Debt Scheme - Dynamic Bond Fund. Debt funds are sensitive to interest-rate moves and the credit quality of holdings. Its latest NAV is ₹24.39.

Further reading: What a category rank actually tells you

Performance analysis

Over the trailing one year, Union Dynamic Term Fund has recorded a return of about -1.3%, with a three-year return of 4.7% and a five-year return of 3.9%. Its annualised volatility is 3.1% — relatively low fluctuations — and its Sharpe ratio is -2.49, a measure of return per unit of risk taken.

Further reading: Reading a fund page: what each number does and doesn't say

Rolling returns

Window	Avg	Median	Min	Max	% Pos	% >12
1Y	5.56	5.58	-3.26	14.46	93%	6%
3Y	6.00	5.86	2.67	9.26	100%	0%
5Y	5.60	5.74	3.89	7.22	100%	0%
7Y	5.93	5.85	4.69	7.20	100%	0%
10Y	5.54	5.57	5.03	5.97	100%	0%

Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.

Further reading: Why a single trailing return misleads, measured across 830 funds

Frequently asked questions

What does Union Dynamic Term Fund invest in?

It invests primarily in fixed-income instruments such as bonds and money-market securities.

How is this fund classified?

It is a Debt Scheme - Dynamic Bond Fund fund in the Debt group.

How often is the NAV updated?

Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.

How is the rolling return calculated?

Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.

Is past performance a guarantee of future returns?

No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.

Compare with peers

Further reading: Every fund measured against the best performer in its own category

Similar Debt Scheme - Dynamic Bond Fund

Fund	1M	3M	6M	1Y	3Y	5Y	10Y	TER %
Aditya Birla Sun Life Dynamic Term Fund Debt Scheme - Dynamic Bond Fund	-0.58	0.13	2.35	4.09	7.59	7.10	5.99	–
SBI DYNAMIC TERM FUND Debt Scheme - Dynamic Bond Fund	-0.27	0.03	2.25	4.56	7.37	6.72	7.40	–
Kotak Dynamic Term Fund Debt Scheme - Dynamic Bond Fund	-1.23	-0.35	2.60	3.91	7.62	6.35	7.48	–
PGIM India Dynamic Term Fund Debt Scheme - Dynamic Bond Fund	-0.85	-0.62	1.10	1.71	6.75	5.92	7.17	–
JM Dynamic Term Fund Debt Scheme - Dynamic Bond Fund	-0.63	-0.20	1.46	2.42	6.47	5.88	6.49	–
Axis Dynamic Term Fund Debt Scheme - Dynamic Bond Fund	-0.66	-0.14	2.39	4.54	7.28	6.08	7.22	–
ICICI Prudential Dynamic Term Fund Debt Scheme - Dynamic Bond Fund	-1.42	-0.83	1.42	3.21	7.14	6.72	7.70	–
UTI Dynamic Term Fund Debt Scheme - Dynamic Bond Fund	-1.35	-0.52	1.14	3.44	7.10	7.40	6.57	–

More funds from Union

Fund	1M	3M	6M	1Y	3Y	5Y	10Y	TER %
Union Balanced Advantage Fund Hybrid Scheme - Balanced Advantage Fund	-5.56	-4.15	-2.97	-5.18	7.04	6.41	–	0.93
Union Corporate Bond Fund Debt Scheme - Corporate Bond Fund	-0.85	-0.38	1.35	2.72	6.63	5.65	–	0.34
Union Equity Savings Fund Hybrid Scheme - Equity Savings Fund	-2.63	-1.61	-0.06	-0.06	6.28	5.46	–	1.25
Union Value Fund Equity Scheme - Value Fund	-6.67	-7.01	-5.72	-7.46	10.58	10.04	–	1.11
Union Arbitrage Fund Hybrid Scheme - Arbitrage Fund	0.65	1.81	3.39	6.80	7.21	6.62	–	0.33
Union Overnight Fund Debt Scheme - Overnight Fund	0.44	1.28	2.59	5.26	6.02	5.76	–	0.06
Union Focused Fund Equity Scheme - Focused Fund	-6.71	-6.07	-0.94	-1.26	9.91	7.89	–	1.27
Union Large & Midcap Fund Equity Scheme - Large & Mid Cap Fund	-8.42	-4.80	-1.59	-3.92	11.19	9.39	–	0.83

Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.