Key metrics
Latest NAV
₹72.28
Day change
-0.26%
Volatility
15.5%
Sharpe
-0.27
Max drawdown
-35.4%
Expense ratio
1.20%
Category rank
19 / 30
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -1.50% | -1.16% | 6.15% | 5.13% | 2.34% | 10.84% | 10.78% | 16.91% | 12.91% |
Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.
NAV history
Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.
About this fund
Union ELSS Tax Saver Fund Fund is a tax-saving (ELSS) equity fund offered by Union Mutual Fund, classified under Equity as Equity Scheme - ELSS. ELSS funds carry equity-market risk and a statutory three-year lock-in. Its latest NAV is ₹72.28.
Performance analysis
Over the trailing one year, Union ELSS Tax Saver Fund Fund has recorded a return of about 2.3%, with a three-year return of 10.8% and a five-year return of 10.8%. Its annualised volatility is 15.5% — moderate fluctuations — and its Sharpe ratio is -0.27, a measure of return per unit of risk taken. The direct-plan base expense ratio is 1.20%, deducted daily from the NAV.
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 15.31 | 10.28 | -27.94 | 95.53 | 86% | 46% |
| 3Y | 15.84 | 16.73 | -6.04 | 33.90 | 97% | 75% |
| 5Y | 17.16 | 16.04 | 10.62 | 29.11 | 100% | 96% |
| 7Y | 15.79 | 15.93 | 13.13 | 18.48 | 100% | 100% |
| 10Y | 13.41 | 13.39 | 12.89 | 13.88 | 100% | 100% |
Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.
Frequently asked questions
What does Union ELSS Tax Saver Fund Fund invest in?
It invests primarily in a diversified equity portfolio eligible for tax deduction under Section 80C.
How is this fund classified?
It is a Equity Scheme - ELSS fund in the Equity group.
How often is the NAV updated?
Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.
What is its expense ratio?
1.20% (direct plan, base expense ratio), deducted daily from the NAV. Some platforms quote a higher all-in Total TER — verify with the AMC.
How is the rolling return calculated?
Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.
Is past performance a guarantee of future returns?
No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.
Compare with peers
Similar Equity Scheme - ELSS
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life ELSS Tax Saver Fund Equity Scheme - ELSS | -2.16 | 3.91 | 4.79 | 2.48 | 11.63 | 8.64 | 10.74 | 0.82 |
| SBI ELSS Tax Saver Fund Equity Scheme - ELSS | -2.86 | 1.32 | -0.21 | -0.48 | 14.28 | 15.16 | 13.94 | 0.83 |
| Kotak ELSS Tax Saver Fund Equity Scheme - ELSS | -0.98 | 6.66 | 5.09 | 3.98 | 11.59 | 12.15 | 14.30 | – |
| UTI ELSS Tax Saver Fund Equity Scheme - ELSS | -2.54 | 3.69 | 1.65 | -0.97 | 8.61 | 7.88 | 11.85 | 0.82 |
| Quant ELSS Tax Saver Fund Equity Scheme - ELSS | -1.55 | 3.58 | 15.30 | 15.95 | 14.78 | 15.76 | 19.79 | 0.67 |
| Motilal Oswal ELSS Tax Saver Fund Equity Scheme - ELSS | 3.97 | 7.58 | 22.52 | 15.78 | 22.58 | 17.64 | 17.59 | 0.63 |
| PGIM India ELSS Tax Saver Fund Equity Scheme - ELSS | -0.59 | 7.72 | 7.81 | 2.16 | 9.51 | 10.79 | 13.22 | 0.75 |
| SUNDARAM LONG TERM MICRO CAP TAX ADVANTAGE FUND SERIES III Equity Scheme - ELSS | -1.34 | 4.41 | 18.60 | 10.94 | 12.03 | 16.24 | – | 0.83 |
More funds from Union
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Union Small Cap Fund Equity Scheme - Small Cap Fund | 3.23 | 13.61 | 26.21 | 25.42 | 17.68 | 18.04 | 17.51 | 0.78 |
| Union Largecap Fund Equity Scheme - Large Cap Fund | -2.02 | 3.26 | 0.37 | -0.24 | 8.30 | 7.79 | – | 1.34 |
| Union Balanced Advantage Fund Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage | -0.49 | 4.93 | 3.35 | 3.58 | 8.88 | 8.04 | – | 0.93 |
| Union Corporate Bond Fund Debt Scheme - Corporate Bond Fund | -0.03 | 1.89 | 2.40 | 4.83 | 7.07 | 5.86 | – | 0.34 |
| Union Equity Savings Fund Hybrid Scheme - Equity Savings | 0.05 | 3.28 | 3.22 | 4.64 | 7.18 | 6.33 | – | 1.25 |
| Union Value Fund Equity Scheme - Value Fund | -1.94 | 4.50 | 3.45 | 4.29 | 12.50 | 13.01 | – | 1.11 |
| Union Arbitrage Fund Hybrid Scheme - Arbitrage Fund | 0.54 | 1.96 | 3.28 | 6.56 | 7.27 | 6.50 | – | 0.33 |
| Union Overnight Fund Debt Scheme - Overnight Fund | 0.42 | 1.29 | 2.62 | 5.29 | 6.09 | 5.70 | – | 0.06 |
Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.