Bajaj Finance Limited is one of India's largest non-banking financial companies, offering consumer finance, SME lending, commercial loans, mortgages, and wealth management products. The company has built a diversified lending platform supported by advanced analytics and digital capabilities. Strong underwriting discipline and cross-selling opportunities enhance customer lifetime value. Financial inclusion and rising consumer credit demand continue to expand the addressable market. Technology-led innovation remains central to sustained growth.
| Market cap | Sales (TTM) | Net profit (TTM) | P/E | EPS (TTM) | P/B | ROE | ROE previous year | ROA | Debt / equity | Beta |
|---|---|---|---|---|---|---|---|---|---|---|
| ₹5.96L cr | ₹86,164 cr | ₹20,648 cr | 29.3 | 32.66 | 5.22 | 18.1% | 19.2% | 3.71% | 3.82 | 1.54 |
| Quarter | Sales ₹ cr | Net profit ₹ cr | EPS | EPS YoY | Sales YoY | Net margin |
|---|---|---|---|---|---|---|
| Jun 2026 | 23,166 | 6,081 | 9.62 | +27.1% | +18.6% | 26.2% |
| Mar 2026 | 21,606 | 5,553 | 8.79 | +21.5% | +17.1% | 25.7% |
| Dec 2025 | 21,214 | 4,066 | 6.40 | -6.8% | +17.6% | 19.2% |
| Sep 2025 | 20,179 | 4,948 | 7.85 | +21.4% | +18.1% | 24.5% |
| Jun 2025 | 19,524 | 4,765 | 7.57 | +19.6% | +21.3% | 24.4% |
| Mar 2025 | 18,457 | 4,546 | 7.24 | +16.9% | +23.6% | 24.6% |
| Dec 2024 | 18,035 | 4,308 | 6.86 | +15.5% | +27.4% | 23.9% |
| Sep 2024 | 17,090 | 4,014 | 6.47 | +10.2% | +27.8% | 23.5% |
| Check | Result |
|---|---|
| Latest quarter EPS up 25%+ on a year ago | ✓ Pass |
| EPS growth accelerating over 3 quarters | ✓ Pass |
| Sales up 25%+, or sales growth accelerating | ✗ Fail |
| Annual EPS up 25%+ in each of the last 2 years | ✗ Fail |
| Net margin above the same quarter last year | ✓ Pass |
| Method | Checks | Score | Verdict |
|---|---|---|---|
| Minervini | ✗ Close above the 150- and 200-day averages ✓ 150-day above 200-day ✗ 200-day rising for a month ✓ 50-day above the 150- and 200-day ✗ Close above the 50-day ✗ At least 25% above the 52-week low · low 801.55 ✓ Within 25% of the 52-week high · high 1,158.80 ✗ RS percentile 70 or more · RS 43 Trend template - the gate, measured: a modest 21-day edge. | 3/8 | 3 of 8 |
| Weinstein | Stan Weinstein's stage analysis on the 30-week moving average. | Stage 1 - basing | |
| CAN SLIM | ✓ C latest quarter EPS up 25%+ ✗ A annual EPS up 25%+ in each of the last 2 years · O'Neil asks 3; ~2 held ✗ N within 15% of the 52-week high · high 1,158.80 ✗ S more volume on up days than down days (50 sessions) · 0.71x ✗ L RS percentile 80 or more · RS 43 — I institutional sponsorship rising · shareholding not collected yet ✓ M market in an uptrend (40%+ of stocks above their 200-day) · breadth 45% William O'Neil's growth-leader checklist. | 2/6 | Weak |
| Darvas | ✓ Box top confirmed (3 sessions below the new high) · top 1,176.40 ✓ Box bottom confirmed (3 sessions holding) · bottom 937.30 ✗ Close above the box top · close 957.35 ✗ Volume at least 1.5x its 50-day average · 1.3x Nicolas Darvas's box: buy the breakout above a confirmed box after a new high. | 53/100 | In box |
| Turtle | ✗ Close above the prior 55-session high · 1,176.40 ✗ Close above the prior 20-session high · 1,043.20 ✗ Close below the prior 20-session low · 937.30 Donchian channel breakout - the Turtle traders' entry. | No signal | |
| Greenblatt | The Magic Formula excludes banks and financial companies. | Not applicable | |
| Graham | ✗ Price at or below the Graham number · Graham number 367.11 ✗ P/E 15 or less · P/E 29.3 ✗ P/B 1.5 or less (or P/E x P/B 22.5 or less) · P/B 5.22 — Current ratio 2 or more — 10 years of positive earnings, 20 of dividends · history not held Benjamin Graham's defensive-investor tests. | 38/100 | Expensive |
| Piotroski | The F-score is built for non-financial companies. | Not applicable |
| Stock | 1M % | 3M % | 6M % | 1Y % | 3Y % | 5Y % | P/E | P/B | ROE % | ROCE % | ROA % | D/E | EV/EBITDA | ₹ Cr | Sales TTM ₹ Cr | Profit TTM ₹ Cr | EPS | Beta |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BAJFINANCE this stock | -8.0 | -10.0 | +4.3 | -10.5 | +22.1 | +23.7 | 29.3 | 5.22 | 18.1 | — | 3.71 | 3.82 | — | 5.96L | 86,164 | 20,648 | 32.7 | 1.54 |
| VIJIFIN | +13.3 | +98.0 | +408.7 | +470.1 | +794.2 | +672.3 | 47.2 | 7.23 | 8.8 | — | 5.75 | 0.07 | — | 392 | 8 | 6 | 0.4 | 0.17 |
| ONELIFECAP | +47.0 | +38.3 | +225.8 | +325.3 | +195.9 | +163.2 | — | 2.56 | 10.0 | 11.4 | — | 0.43 | 19.9 | 187 | 16 | 10 | -0.6 | 0.12 |
| TFCILTD | +11.9 | +88.8 | +114.3 | +112.5 | +644.4 | +999.9 | 46.9 | 5.50 | 9.8 | — | 5.47 | 0.82 | — | 7,231 | 291 | 154 | 3.3 | 1.00 |
| PAISALO | -11.1 | +11.4 | +83.2 | +104.3 | +104.2 | +43.8 | 24.2 | 4.04 | 14.3 | — | 4.11 | 2.43 | — | 7,235 | 1,204 | 298 | 3.3 | 0.83 |
| BLUSPRING | +30.9 | +47.2 | +149.4 | +102.1 | — | — | — | 3.61 | -2.3 | 1.1 | — | 0.12 | 44.3 | 2,413 | 3,534 | -18 | -0.7 | 0.77 |
| ARFIN | +12.3 | +17.0 | +4.3 | +99.2 | — | — | 92.3 | 9.97 | 11.0 | — | — | 0.76 | 39.5 | 1,698 | 722 | 18 | 1.1 | 0.83 |
| KTKBANK | +5.0 | +19.8 | +34.2 | +91.7 | +38.5 | +360.1 | 8.7 | 0.94 | 10.4 | — | 1.05 | — | — | 12,468 | 9,039 | 1,437 | 38.0 | 1.03 |
| SGFIN | +4.0 | -2.3 | +32.2 | +77.3 | — | — | 27.4 | 2.71 | 11.0 | — | — | — | 9.8 | 4,326 | — | — | 24.6 | 0.88 |
| SHRIPISTON | +1.0 | +9.2 | +27.4 | +72.5 | +298.8 | +898.8 | 36.1 | 7.01 | 20.9 | 20.7 | — | 0.64 | 23.0 | 20,332 | 4,970 | 575 | 127.9 | 1.26 |
| SOUTHBANK | +17.8 | +17.5 | +38.1 | +66.2 | +107.1 | +411.9 | 9.0 | 1.18 | 13.5 | — | 1.09 | — | — | 14,213 | 10,500 | 1,586 | 6.1 | 1.26 |