Key metrics
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | 0.11% | 0.44% | 1.31% | 2.78% | 5.48% | 6.16% | 5.88% | – | – |
NAV history
About this fund
BANK OF INDIA OVERNIGHT FUND is a overnight debt fund offered by Bank of India Mutual Fund, classified under Debt as Debt Scheme - Overnight Fund. Overnight funds are among the lowest-risk fund categories. Its latest NAV is ₹1,410.55, with assets under management of about ₹80 Cr (April - June 2026).
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, BANK OF INDIA OVERNIGHT FUND has recorded a return of about 5.5%, with a three-year return of 6.2% and a five-year return of 5.9%. Its annualised volatility is 0.1% — relatively low fluctuations — and its Sharpe ratio is -14.57, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.08%, deducted daily from the NAV.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 5.35 | 5.68 | 3.18 | 6.88 | 100% | 0% |
| 3Y | 5.68 | 6.07 | 3.95 | 6.56 | 100% | 0% |
| 5Y | 5.48 | 5.48 | 5.08 | 5.88 | 100% | 0% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| TRUSTMF Overnight Fund Debt Scheme - Overnight Fund | 0.43 | 1.26 | 2.54 | 5.12 | 5.95 | – | – | 0.06 |
| NJ Overnight Fund Debt Scheme - Overnight Fund | 0.46 | 1.31 | 2.58 | 5.19 | 5.95 | – | – | 0.05 |
| Samco Overnight Fund Debt Scheme - Overnight Fund | 0.42 | 1.20 | 2.45 | 4.96 | 5.79 | – | – | 0.11 |
| quant Overnight Fund Debt Scheme - Overnight Fund | 0.43 | 1.23 | 2.49 | 5.03 | 6.05 | – | – | 0.16 |
| Bajaj Finserv Overnight Fund Debt Scheme - Overnight Fund | 0.46 | 1.32 | 2.63 | 5.34 | 6.05 | – | – | 0.07 |
| Helios Overnight Fund Debt Scheme - Overnight Fund | 0.45 | 1.28 | 2.53 | 5.10 | 5.90 | – | – | 0.11 |
| Zerodha Overnight Fund Debt Scheme - Overnight Fund | 0.43 | 1.26 | 2.54 | 5.12 | – | – | – | 0.08 |
| JioBlackRock Overnight Fund Debt Scheme - Overnight Fund | 0.44 | 1.29 | 2.59 | 5.27 | – | – | – | 0.06 |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND Sectoral/Thematic - Infrastructure | -7.91 | -5.80 | 0.69 | 7.69 | 20.09 | 19.23 | 18.49 | 0.60 |
| BANK OF INDIA LIQUID FUND Debt Scheme - Liquid Fund | 0.42 | 1.54 | 3.16 | 6.46 | 6.92 | 6.43 | 6.10 | 0.07 |
| BANK OF INDIA ULTRA SHORT TERM FUND Debt Scheme - Ultra Short Duration Fund | 0.22 | 1.36 | 2.96 | 6.23 | 6.82 | 6.24 | 6.43 | – |
| BANK OF INDIA SHORT TERM FUND Debt Scheme - Short Duration Fund | -0.54 | 0.30 | 2.16 | 4.22 | 7.46 | 10.71 | 5.62 | – |
| BANK OF INDIA CONSERVATIVE HYBRID FUND Hybrid Scheme - Conservative Hybrid Fund | -1.62 | -1.29 | -0.57 | 1.16 | 6.33 | 9.37 | 7.07 | 0.94 |
| BANK OF INDIA BALANCED ADVANTAGE FUND Hybrid Scheme - Balanced Advantage Fund | -3.50 | -3.99 | -4.11 | -1.60 | 8.62 | 9.60 | 7.10 | 1.05 |
| BANK OF INDIA CREDIT RISK FUND Debt Scheme - Credit Risk Fund | 0.16 | 1.36 | 8.32 | 16.93 | 9.98 | – | – | 0.51 |
| BANK OF INDIA AGGRESSIVE HYBRID FUND Hybrid Scheme - Aggressive Hybrid Fund | -8.60 | -3.70 | -0.36 | 6.35 | 15.11 | 13.14 | 15.07 | – |