Equity · Sectoral/Thematic - Banking/Financial
ITI Banking and Financial Services Fund
Open in live screener →Key metrics
Latest NAV
₹17.64
Day change
-0.27%
Volatility
16.2%
Sharpe
0.35
Max drawdown
-16.7%
Expense ratio
0.58%
AUM
₹363 Cr
Category rank
11 / 30
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -1.01% | -0.41% | 7.04% | 3.73% | 12.13% | 12.99% | – | – | – |
Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.
NAV history
Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.
About this fund
ITI Banking and Financial Services Fund is a sectoral/thematic equity fund offered by ITI Mutual Fund, classified under Equity as Sectoral/Thematic - Banking/Financial. Because it concentrates on one sector or theme, it typically shows larger price swings than diversified equity funds. Its latest NAV is ₹17.64, with assets under management of about ₹363 Cr (April - June 2026).
Performance analysis
Over the trailing one year, ITI Banking and Financial Services Fund has recorded a return of about 12.1%, with a three-year return of 13.0%. Its annualised volatility is 16.2% — relatively large fluctuations — and its Sharpe ratio is 0.35, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.58%, deducted daily from the NAV.
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 15.47 | 15.09 | 0.14 | 33.64 | 100% | 66% |
| 3Y | 15.40 | 15.13 | 9.54 | 22.29 | 100% | 94% |
Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.
Frequently asked questions
What does ITI Banking and Financial Services Fund invest in?
It invests primarily in companies tied to a single sector or theme.
How is this fund classified?
It is a Sectoral/Thematic - Banking/Financial fund in the Equity group.
How often is the NAV updated?
Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.
What is its expense ratio?
0.58% (direct plan, base expense ratio), deducted daily from the NAV. Some platforms quote a higher all-in Total TER — verify with the AMC.
How is the rolling return calculated?
Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.
Is past performance a guarantee of future returns?
No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.
Compare with peers
Similar Sectoral/Thematic - Banking/Financial
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Kotak Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | -1.42 | 6.33 | 3.74 | 10.06 | 13.67 | – | – | – |
| BANDHAN FINANCIAL SERVICES FUND Sectoral/Thematic - Banking/Financial | 0.56 | 8.72 | 5.89 | 6.63 | 16.06 | – | – | 0.56 |
| DSP Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial | 0.80 | 10.72 | 10.24 | 18.13 | – | – | – | 0.54 |
| Groww Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial | 2.83 | 11.50 | 15.66 | 17.75 | – | – | – | 0.46 |
| WhiteOak Capital Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial | -0.38 | 8.24 | 5.99 | 7.92 | – | – | – | 0.62 |
| Helios Financial Services Fund Sectoral/Thematic - Banking/Financial | 1.26 | 8.65 | 6.35 | 4.96 | – | – | – | 0.79 |
| Bank of India Business Cycle Fund Sectoral/Thematic - Banking/Financial | 0.40 | 8.25 | 14.73 | 7.67 | – | – | – | 1.01 |
| Bank of India Consumption Fund Sectoral/Thematic - Banking/Financial | -1.73 | 8.81 | 9.34 | 0.98 | – | – | – | 1.08 |
More funds from ITI
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| ITI Pharma and Healthcare Fund Sectoral/Thematic - Pharma/Healthcare | -0.23 | 10.03 | 17.20 | 13.71 | 19.89 | – | – | 0.58 |
| ITI Flexi Cap Fund Equity Scheme - Flexi Cap Fund | 1.00 | 10.19 | 15.47 | 15.89 | 18.67 | – | – | 0.55 |
| ITI Focused Fund Equity Scheme - Focused Fund | 0.18 | 5.31 | 10.34 | 14.40 | 19.24 | – | – | 0.59 |
| ITI Large & Mid Cap Fund Equity Scheme - Large & Mid Cap Fund | 1.40 | 9.04 | 13.78 | 8.52 | – | – | – | 0.63 |
| ITI Bharat Consumption Fund Sectoral/Thematic - Consumption | -2.45 | 8.23 | 10.26 | 1.51 | – | – | – | 0.66 |
| ITI Business Cycle Fund Sectoral/Thematic - Business Cycle | 2.07 | 5.32 | – | – | – | – | – | 0.53 |
| ITI Liquid Fund Debt Scheme - Liquid Fund | 0.49 | 1.58 | 3.23 | 6.19 | 6.73 | 6.12 | – | 0.13 |
| ITI Multi Cap Fund Equity Scheme - Multi Cap Fund | 1.00 | 7.21 | 14.45 | 15.05 | 17.49 | 14.50 | – | 0.54 |
Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.