Bank of India Business Cycle Fund
Open in live screener →Key metrics
Further reading: Why large-cap funds show deeper drawdowns than small caps
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -5.36% | -8.38% | -4.37% | -1.71% | -3.57% | – | – | – | – |
NAV history
About this fund
Bank of India Business Cycle Fund is a sectoral/thematic equity fund offered by Bank of India Mutual Fund, classified under Equity as Sectoral/Thematic - Banking/Financial. Because it concentrates on one sector or theme, it typically shows larger price swings than diversified equity funds. Its latest NAV is ₹9.18, with assets under management of about ₹457 Cr (April - June 2026).
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Performance analysis
Over the trailing one year, Bank of India Business Cycle Fund has recorded a return of about -3.6%. Its annualised volatility is 15.7% — moderate fluctuations — and its Sharpe ratio is -0.64, a measure of return per unit of risk taken. The direct-plan base expense ratio is 1.01%, deducted daily from the NAV.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 0.59 | 1.76 | -13.31 | 14.18 | 57% | 1% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Bank of India Consumption Fund Sectoral/Thematic - Banking/Financial | -7.75 | -6.60 | -1.13 | -8.07 | – | – | – | 1.08 |
| HSBC Financial Services fund Sectoral/Thematic - Banking/Financial | -9.25 | -7.75 | -6.94 | -3.48 | – | – | – | 0.71 |
| MahindraManulife Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial | -8.05 | -6.23 | -5.49 | -4.33 | – | – | – | 0.65 |
| Bajaj Finserv Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | -6.24 | -6.65 | -4.70 | – | – | – | – | 0.66 |
| Bank of India Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial | -8.76 | -8.95 | -10.33 | – | – | – | – | 1.13 |
| Edelweiss Financial Services Fund Sectoral/Thematic - Banking/Financial | -5.94 | -6.91 | -6.91 | – | – | – | – | 0.71 |
| Motilal Oswal Financial Services Fund Sectoral/Thematic - Banking/Financial | -6.97 | -3.70 | -0.27 | – | – | – | – | 0.78 |
| Canara Robeco Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | -7.30 | -5.49 | -4.06 | – | – | – | – | 0.64 |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| BANK OF INDIA MID CAP FUND Equity Scheme - Mid Cap Fund | -9.94 | -5.56 | -4.34 | -3.87 | – | – | – | 1.02 |
| BANK OF INDIA VALUE FUND Equity Scheme - Value Fund | -4.99 | – | – | – | – | – | – | – |
| BANK OF INDIA LARGE & MID CAP FUND Equity Scheme - Large & Mid Cap Fund | -7.55 | -5.75 | -3.73 | -3.20 | 12.23 | 9.84 | 12.27 | 0.92 |
| BANK OF INDIA ELSS TAX SAVER FUND Equity Scheme - ELSS | -7.14 | -5.86 | -6.80 | -4.11 | 11.35 | 9.67 | 15.11 | – |
| BANK OF INDIA MANUFACTURING & INFRASTRUCTURE FUND Sectoral/Thematic - Infrastructure | -7.91 | -5.80 | 0.69 | 7.69 | 20.09 | 19.23 | 18.49 | 0.60 |
| BANK OF INDIA LIQUID FUND Debt Scheme - Liquid Fund | 0.42 | 1.54 | 3.16 | 6.46 | 6.92 | 6.43 | 6.10 | 0.07 |
| BANK OF INDIA ULTRA SHORT TERM FUND Debt Scheme - Ultra Short Duration Fund | 0.22 | 1.36 | 2.96 | 6.23 | 6.82 | 6.24 | 6.43 | – |
| BANK OF INDIA SHORT TERM FUND Debt Scheme - Short Duration Fund | -0.54 | 0.30 | 2.16 | 4.22 | 7.46 | 10.71 | 5.62 | – |