Equity · Sectoral/Thematic - Banking/Financial
UTI - Banking and Financial Services Fund
Open in live screener →Key metrics
Latest NAV
₹225.47
Day change
-0.41%
Volatility
21.0%
Sharpe
0.05
Max drawdown
-49.0%
Expense ratio
0.90%
AUM
₹1,359 Cr
Category rank
22 / 30
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -1.53% | -0.98% | 6.83% | 1.35% | 7.50% | 13.15% | 11.91% | 12.94% | 10.76% |
Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.
NAV history
Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.
About this fund
UTI - Banking and Financial Services Fund is a sectoral/thematic equity fund offered by UTI Mutual Fund, classified under Equity as Sectoral/Thematic - Banking/Financial. Because it concentrates on one sector or theme, it typically shows larger price swings than diversified equity funds. Its latest NAV is ₹225.47, with assets under management of about ₹1,359 Cr (April - June 2026).
Performance analysis
Over the trailing one year, UTI - Banking and Financial Services Fund has recorded a return of about 7.5%, with a three-year return of 13.2% and a five-year return of 11.9%. Its annualised volatility is 21.0% — relatively large fluctuations — and its Sharpe ratio is 0.05, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.90%, deducted daily from the NAV.
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 13.81 | 12.36 | -46.75 | 100.86 | 80% | 51% |
| 3Y | 11.36 | 13.08 | -13.59 | 34.77 | 89% | 54% |
| 5Y | 12.07 | 11.52 | 2.69 | 29.06 | 100% | 42% |
| 7Y | 10.96 | 10.65 | 7.58 | 14.54 | 100% | 23% |
| 10Y | 11.73 | 11.65 | 10.76 | 12.57 | 100% | 29% |
Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.
Frequently asked questions
What does UTI - Banking and Financial Services Fund invest in?
It invests primarily in companies tied to a single sector or theme.
How is this fund classified?
It is a Sectoral/Thematic - Banking/Financial fund in the Equity group.
How often is the NAV updated?
Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.
What is its expense ratio?
0.90% (direct plan, base expense ratio), deducted daily from the NAV. Some platforms quote a higher all-in Total TER — verify with the AMC.
How is the rolling return calculated?
Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.
Is past performance a guarantee of future returns?
No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.
Compare with peers
Similar Sectoral/Thematic - Banking/Financial
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | -0.43 | 6.80 | 3.63 | 7.98 | 11.06 | 11.10 | 11.98 | 0.89 |
| SBI BANKING & FINANCIAL SERVICES FUND Sectoral/Thematic - Banking/Financial | -1.11 | 3.79 | -1.42 | 4.70 | 16.06 | 12.83 | 14.81 | 0.64 |
| LIC MF Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | 0.76 | 8.55 | 3.66 | 8.34 | 8.97 | 11.05 | 9.00 | 1.02 |
| Tata Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial | 0.69 | 7.93 | 3.47 | 8.04 | 12.58 | 12.73 | 14.57 | 0.47 |
| Mirae Asset Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | 0.05 | 7.09 | 2.10 | 9.39 | 13.54 | 13.19 | – | 0.54 |
| HDFC Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial | -0.93 | 6.05 | 3.24 | 9.97 | 13.04 | 12.56 | – | – |
| ITI Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | -0.41 | 7.04 | 3.73 | 12.13 | 12.99 | – | – | 0.58 |
| Kotak Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | -1.42 | 6.33 | 3.74 | 10.06 | 13.67 | – | – | – |
More funds from UTI
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| UTI Aggressive Hybrid Fund Hybrid Scheme - Aggressive Hybrid Fund | -2.03 | 3.12 | 1.15 | 2.34 | 10.97 | 11.39 | 11.68 | 0.97 |
| UTI - MNC Fund Sectoral/Thematic - MNC | -2.61 | 4.64 | 6.59 | 1.29 | 9.24 | 8.54 | 10.44 | 1.00 |
| UTI Medium to Long Term Fund Income/Debt Oriented Schemes - Medium to Long Term Fund | -0.16 | 2.07 | 2.41 | 4.37 | 6.43 | 8.60 | 5.49 | – |
| UTI ELSS Tax Saver Fund Equity Scheme - ELSS | -2.54 | 3.69 | 1.65 | -0.97 | 8.61 | 7.88 | 11.85 | 0.82 |
| UTI Nifty 50 Index Fund Other Scheme - Index Funds | -3.20 | 2.32 | -2.04 | -3.02 | 7.44 | 7.53 | 11.36 | 0.18 |
| UTI Short Term Fund Income/Debt Oriented Schemes - Short Term Fund | 0.21 | 2.08 | 2.99 | 5.78 | 7.47 | 7.57 | 6.43 | – |
| UTI Children's Equity Fund Solution Oriented Scheme - Children’s Fund | -2.90 | 3.14 | 0.78 | -3.79 | 7.67 | 7.13 | 11.54 | 0.99 |
| UTI - Mid Cap Fund Equity Scheme - Mid Cap Fund | 0.47 | 7.23 | 9.95 | 6.95 | 12.13 | 12.56 | 14.20 | 0.74 |
Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.