Key metrics
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -0.26% | -2.11% | -1.58% | -0.16% | 2.72% | 6.30% | 5.37% | 5.81% | 6.69% |
NAV history
About this fund
UTI - Gilt Fund is a gilt debt fund offered by UTI Mutual Fund, classified under Debt as Debt Scheme - Gilt Fund. Gilt funds carry little credit risk but can move with changes in interest rates. Its latest NAV is ₹67.22, with assets under management of about ₹511 Cr (April - June 2026).
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, UTI - Gilt Fund has recorded a return of about 2.7%, with a three-year return of 6.3% and a five-year return of 5.4%. Its annualised volatility is 3.2% — relatively low fluctuations — and its Sharpe ratio is -1.19, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.57%, deducted daily from the NAV.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 6.97 | 6.57 | -0.37 | 19.75 | 99% | 14% |
| 3Y | 7.11 | 7.16 | 3.67 | 10.76 | 100% | 0% |
| 5Y | 6.63 | 6.54 | 5.17 | 9.43 | 100% | 0% |
| 7Y | 7.01 | 7.03 | 5.81 | 8.02 | 100% | 0% |
| 10Y | 7.18 | 7.17 | 6.69 | 7.68 | 100% | 0% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| PGIM India Gilt Fund Debt Scheme - Gilt Fund | -1.22 | -1.48 | 0.58 | -0.12 | 5.89 | 5.25 | 6.27 | 0.44 |
| Edelweiss Gilt Fund Debt Scheme - Gilt Fund | -1.52 | -2.08 | 0.18 | -0.23 | 5.81 | 5.06 | – | – |
| Union Gilt Fund Debt Scheme - Gilt Fund | -2.47 | -2.43 | -0.39 | -1.76 | 4.58 | – | – | 0.55 |
| HSBC Gilt Fund Debt Scheme - Gilt Fund | -1.07 | -1.06 | 1.07 | 0.68 | 5.83 | – | – | 0.41 |
| quant Gilt Fund Debt Scheme - Gilt Fund | -0.93 | -1.01 | 1.09 | 1.71 | 5.68 | – | – | 0.37 |
| Bajaj Finserv Gilt Fund Debt Scheme - Gilt Fund | -0.15 | 0.18 | 2.37 | 3.20 | – | – | – | 0.33 |
| Groww Gilt Fund Debt Scheme - Gilt Fund | -0.48 | 0.09 | 0.74 | 0.33 | – | – | – | 0.46 |
| Canara Robeco Gilt Fund Debt Scheme - Gilt Fund | -1.31 | -1.06 | 0.88 | 0.65 | 5.80 | 5.14 | 6.15 | 0.42 |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| UTI - Transportation and Logistics Fund Sectoral/Thematic - Auto/Transport | -7.42 | -5.36 | -1.45 | -7.58 | 14.76 | 16.45 | 11.64 | 0.69 |
| UTI - Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | -3.75 | -4.73 | -3.99 | -4.83 | 11.41 | 9.17 | 10.19 | 0.90 |
| UTI Ultra Short to Short Term Fund Income/Debt Oriented Schemes - Ultra Short to Short Term Fund | 0.11 | 1.19 | 2.78 | 5.78 | 7.15 | 6.49 | 5.98 | – |
| UTI Ultra Short Term Fund Debt Scheme - Ultra Short Duration Fund | 0.28 | 1.47 | 3.15 | 6.45 | 7.25 | 6.62 | 6.52 | – |
| UTI - Dividend Yield Fund Equity Scheme - Dividend Yield Fund | -2.66 | -4.64 | -4.81 | -6.73 | 11.77 | 9.47 | 12.97 | 1.15 |
| UTI Value Fund Equity Scheme - Value Fund | -3.86 | -5.45 | -4.71 | -8.92 | 10.75 | 9.55 | 12.68 | 0.94 |
| UTI Multi Asset Allocation Fund Hybrid Scheme - Multi Asset Allocation Fund | -3.85 | -4.52 | -3.84 | -3.56 | 13.16 | 12.13 | 10.58 | 0.48 |
| UTI Dynamic Term Fund Debt Scheme - Dynamic Bond Fund | -1.22 | -0.35 | 1.25 | 3.53 | 7.16 | 7.44 | 6.59 | – |