Key metrics
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -0.24% | -0.69% | -0.36% | 1.57% | 3.44% | 6.78% | 6.08% | 6.65% | 6.99% |
NAV history
About this fund
HDFC Banking and PSU Debt Fund is a corporate-debt fund offered by HDFC Mutual Fund, classified under Debt as Debt Scheme - Banking and PSU Fund. Returns and risk depend on the credit quality and duration of the bonds held. Its latest NAV is ₹25.33, with assets under management of about ₹5,270 Cr (April - June 2026).
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, HDFC Banking and PSU Debt Fund has recorded a return of about 3.4%, with a three-year return of 6.8% and a five-year return of 6.1%. Its annualised volatility is 1.7% — relatively low fluctuations — and its Sharpe ratio is -1.81, a measure of return per unit of risk taken.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 7.29 | 7.29 | 2.57 | 12.20 | 100% | 0% |
| 3Y | 7.37 | 7.60 | 4.90 | 9.74 | 100% | 0% |
| 5Y | 7.09 | 7.09 | 6.03 | 8.63 | 100% | 0% |
| 7Y | 7.33 | 7.25 | 6.65 | 8.04 | 100% | 0% |
| 10Y | 7.31 | 7.33 | 6.99 | 7.54 | 100% | 0% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Franklin India Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.12 | 0.71 | 2.54 | 5.26 | 7.32 | 6.38 | 7.16 | 0.19 |
| Nippon India Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.47 | -0.03 | 1.92 | 3.64 | 6.91 | 6.10 | 7.09 | – |
| Edelweiss Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.13 | 0.77 | 2.23 | 3.89 | 7.05 | 6.05 | – | 0.33 |
| Mirae Asset Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.63 | 0.01 | 1.71 | 3.31 | 6.67 | 5.79 | – | – |
| ITI Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.32 | 0.48 | 1.81 | 4.09 | 6.83 | 6.26 | – | 0.18 |
| Canara Robeco Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.70 | -0.37 | 1.44 | 3.18 | 6.32 | – | – | 0.33 |
| HSBC Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.51 | 0.02 | 1.83 | 3.75 | 6.71 | – | – | 0.20 |
| Bajaj Finserv Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.23 | 0.39 | 2.20 | 3.77 | – | – | – | – |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| HDFC ELSS - Tax Saver Fund Equity Scheme - ELSS | -3.33 | -4.39 | -4.90 | -10.85 | 11.49 | 12.45 | 12.39 | – |
| HDFC Aggressive Hybrid Fund Hybrid Scheme - Aggressive Hybrid Fund | -3.24 | -3.64 | -4.20 | -9.08 | 5.55 | 6.85 | 9.65 | – |
| HDFC Nifty 50 Index Fund Other Scheme - Index Funds | -2.75 | -5.29 | -6.29 | -11.50 | 6.05 | 5.56 | 11.05 | – |
| HDFC BSE Sensex Index Fund Other Scheme - Index Funds | -1.71 | -4.40 | -6.04 | -12.50 | 4.79 | 4.79 | 11.04 | – |
| HDFC Children's Fund Solution Oriented Scheme - Children's Fund | -3.87 | -3.51 | -1.97 | -5.45 | 7.61 | 9.10 | 12.17 | – |
| HDFC Medium to Long Term Fund Debt Scheme - Medium to Long Duration Fund | -1.39 | -1.26 | 1.17 | 2.14 | 6.55 | 5.55 | 5.63 | – |
| HDFC Dynamic Term Fund Debt Scheme - Dynamic Bond Fund | -1.22 | -0.87 | 1.60 | 2.42 | 6.45 | 5.68 | 5.89 | – |
| HDFC Medium Term Fund Debt Scheme - Medium Duration Fund | -0.36 | 0.44 | 2.57 | 5.28 | 7.72 | 6.65 | 7.34 | – |