Debt · Income/Debt Oriented Schemes - Banking and PSU Debt Fund
HSBC Banking and PSU Debt Fund
Open in live screener →Key metrics
Latest NAV
₹27.27
Day change
0.06%
Volatility
1.0%
Sharpe
-0.94
Max drawdown
-0.7%
Expense ratio
0.20%
AUM
₹3,992 Cr
Category rank
6 / 15
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | 0.34% | 0.10% | 2.02% | 2.84% | 5.58% | 7.09% | – | – | – |
Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.
NAV history
Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.
About this fund
HSBC Banking and PSU Debt Fund is a corporate-debt fund offered by HSBC Mutual Fund, classified under Debt as Income/Debt Oriented Schemes - Banking and PSU Debt Fund. Returns and risk depend on the credit quality and duration of the bonds held. Its latest NAV is ₹27.27, with assets under management of about ₹3,992 Cr (April - June 2026).
Performance analysis
Over the trailing one year, HSBC Banking and PSU Debt Fund has recorded a return of about 5.6%, with a three-year return of 7.1%. Its annualised volatility is 1.0% — relatively low fluctuations — and its Sharpe ratio is -0.94, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.20%, deducted daily from the NAV.
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 7.33 | 7.47 | 3.59 | 9.97 | 100% | 0% |
| 3Y | 7.19 | 7.21 | 6.55 | 7.61 | 100% | 0% |
Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.
Frequently asked questions
What does HSBC Banking and PSU Debt Fund invest in?
It invests primarily in bonds issued by companies and institutions.
How is this fund classified?
It is a Income/Debt Oriented Schemes - Banking and PSU Debt Fund fund in the Debt group.
How often is the NAV updated?
Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.
What is its expense ratio?
0.20% (direct plan, base expense ratio), deducted daily from the NAV. Some platforms quote a higher all-in Total TER — verify with the AMC.
How is the rolling return calculated?
Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.
Is past performance a guarantee of future returns?
No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.
Compare with peers
Similar Income/Debt Oriented Schemes - Banking and PSU Debt Fund
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Bajaj Finserv Banking and PSU Debt Fund Income/Debt Oriented Schemes - Banking and PSU Debt Fund | 0.15 | 2.12 | 2.69 | 5.44 | – | – | – | – |
| Sundaram Banking and PSU Debt Fund Income/Debt Oriented Schemes - Banking and PSU Debt Fund | 0.23 | 1.97 | 2.90 | 5.46 | 7.18 | 6.04 | 6.52 | – |
| ICICI Prudential Banking and PSU Debt Fund Income/Debt Oriented Schemes - Banking and PSU Debt Fund | 0.15 | 2.13 | 3.02 | 6.02 | 7.39 | 6.73 | 7.31 | 0.33 |
| LIC MF Banking & PSU Debt Fund Income/Debt Oriented Schemes - Banking and PSU Debt Fund | 0.29 | 2.14 | 3.07 | 5.72 | 7.38 | 6.31 | 7.06 | – |
| Axis Banking and PSU Debt Fund Income/Debt Oriented Schemes - Banking and PSU Debt Fund | 0.06 | 1.97 | 2.78 | 5.53 | 7.08 | 6.19 | 7.22 | 0.30 |
| Invesco India Banking and PSU Debt Fund Income/Debt Oriented Schemes - Banking and PSU Debt Fund | 0.15 | 2.27 | 2.86 | 5.63 | 7.32 | 5.82 | 6.72 | – |
| Bandhan Banking and PSU Debt Fund Income/Debt Oriented Schemes - Banking and PSU Debt Fund | 0.24 | 2.23 | 3.48 | 6.08 | 7.23 | 6.26 | 7.25 | – |
| DSP Banking and PSU Debt Fund Income/Debt Oriented Schemes - Banking and PSU Debt Fund | -0.12 | 2.06 | 2.47 | 4.95 | 7.03 | 6.04 | 6.98 | 0.28 |
More funds from HSBC
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| HSBC Ultra Short Term Fund Income/Debt Oriented Schemes - Ultra Short Term Fund | 0.64 | 2.11 | 3.67 | 6.71 | 7.27 | 6.55 | – | – |
| HSBC Focused Fund Equity Scheme - Focused Fund | 0.83 | 8.70 | 10.80 | 11.23 | 15.26 | 12.94 | – | 0.78 |
| HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Index Funds - Debt Funds | 0.36 | 1.99 | 2.47 | 5.92 | 7.51 | – | – | 0.19 |
| HSBC Corporate Bond Fund Income/Debt Oriented Schemes - Corporate Bond Fund | 0.31 | 2.17 | 2.94 | 5.83 | 7.47 | – | – | 0.26 |
| HSBC Gilt Fund Income/Debt Oriented Schemes - Gilt Fund | -0.68 | 2.14 | 1.80 | 2.66 | 6.02 | – | – | 0.41 |
| HSBC Midcap Fund Equity Scheme - Mid Cap Fund | 2.03 | 7.88 | 22.29 | 23.18 | 24.59 | – | – | 0.54 |
| HSBC Infrastructure Fund Sectoral/Thematic - Infrastructure | 0.87 | 3.41 | 10.53 | 12.94 | 16.19 | – | – | 0.83 |
| HSBC Credit Risk Fund Income/Debt Oriented Schemes - Credit Risk Fund | 0.60 | 2.29 | 3.65 | 6.83 | 11.82 | – | – | 0.81 |
Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.