Key metrics
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -0.16% | -0.32% | 0.48% | 1.81% | 4.09% | 6.83% | 6.26% | – | – |
NAV history
About this fund
ITI Banking & PSU Debt Fund is a corporate-debt fund offered by ITI Mutual Fund, classified under Debt as Debt Scheme - Banking and PSU Fund. Returns and risk depend on the credit quality and duration of the bonds held. Its latest NAV is ₹14.20, with assets under management of about ₹37 Cr (April - June 2026).
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, ITI Banking & PSU Debt Fund has recorded a return of about 4.1%, with a three-year return of 6.8% and a five-year return of 6.3%. Its annualised volatility is 0.8% — relatively low fluctuations — and its Sharpe ratio is -3.21, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.18%, deducted daily from the NAV.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 6.40 | 6.68 | 3.63 | 9.37 | 100% | 0% |
| 3Y | 6.77 | 6.98 | 5.10 | 7.78 | 100% | 0% |
| 5Y | 6.39 | 6.39 | 6.22 | 6.59 | 100% | 0% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Canara Robeco Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.70 | -0.37 | 1.44 | 3.18 | 6.32 | – | – | 0.33 |
| HSBC Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.51 | 0.02 | 1.83 | 3.75 | 6.71 | – | – | 0.20 |
| Bajaj Finserv Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.23 | 0.39 | 2.20 | 3.77 | – | – | – | – |
| Aditya Birla Sun Life Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.53 | -0.07 | 1.61 | 3.41 | 6.77 | 6.09 | 6.96 | 0.33 |
| Sundaram Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.32 | 0.35 | 1.94 | 3.87 | 6.87 | 5.93 | 6.38 | – |
| ICICI Prudential Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.71 | -0.08 | 1.74 | 4.05 | 6.89 | 6.45 | 7.06 | 0.33 |
| LIC MF Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.31 | 0.47 | 2.25 | 4.17 | 7.14 | 6.20 | 6.91 | – |
| Axis Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.39 | 0.05 | 1.84 | 3.90 | 6.75 | 6.05 | 7.07 | 0.30 |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| ITI Large & Mid Cap Fund Equity Scheme - Large & Mid Cap Fund | -8.15 | -4.34 | 0.01 | -3.57 | – | – | – | 0.63 |
| ITI Bharat Consumption Fund Sectoral/Thematic - Consumption | -6.85 | -5.18 | -0.62 | -6.73 | – | – | – | 0.66 |
| ITI Business Cycle Fund Sectoral/Thematic - Business Cycle | -9.95 | -5.03 | -4.12 | – | – | – | – | 0.53 |
| ITI Multi Asset Allocation Fund Hybrid Scheme - Multi Asset Allocation Fund | -4.55 | – | – | – | – | – | – | – |
| ITI Liquid Fund Debt Scheme - Liquid Fund | 0.39 | 1.39 | 2.89 | 6.07 | 6.64 | 6.16 | – | 0.13 |
| ITI Multi Cap Fund Equity Scheme - Multi Cap Fund | -5.47 | -2.53 | 3.05 | 5.16 | 14.82 | 12.67 | – | 0.54 |
| ITI ELSS Tax Saver Fund Equity Scheme - ELSS | -7.75 | -7.10 | -2.79 | -5.07 | 13.28 | 11.05 | – | 0.62 |
| ITI Arbitrage Fund Hybrid Scheme - Arbitrage Fund | 0.57 | 1.42 | 2.78 | 6.42 | 7.21 | 6.26 | – | 0.22 |