Key metrics
Latest NAV
₹14.23
Day change
0.06%
Volatility
0.8%
Sharpe
-1.65
Max drawdown
-1.1%
Expense ratio
0.18%
AUM
₹37 Cr
Category rank
5 / 5
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | 0.22% | 0.28% | 1.79% | 2.67% | 5.26% | 7.10% | 6.36% | – | – |
Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.
NAV history
Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.
About this fund
ITI Banking & PSU Debt Fund is a corporate-debt fund offered by ITI Mutual Fund, classified under Debt as Debt Scheme - Banking and PSU Fund. Returns and risk depend on the credit quality and duration of the bonds held. Its latest NAV is ₹14.23, with assets under management of about ₹37 Cr (April - June 2026).
Performance analysis
Over the trailing one year, ITI Banking & PSU Debt Fund has recorded a return of about 5.3%, with a three-year return of 7.1% and a five-year return of 6.4%. Its annualised volatility is 0.8% — relatively low fluctuations — and its Sharpe ratio is -1.65, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.18%, deducted daily from the NAV.
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 6.44 | 6.74 | 3.63 | 9.37 | 100% | 0% |
| 3Y | 6.77 | 6.97 | 5.10 | 7.78 | 100% | 0% |
| 5Y | 6.40 | 6.39 | 6.22 | 6.59 | 100% | 0% |
Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.
Frequently asked questions
What does ITI Banking & PSU Debt Fund invest in?
It invests primarily in bonds issued by companies and institutions.
How is this fund classified?
It is a Debt Scheme - Banking and PSU Fund fund in the Debt group.
How often is the NAV updated?
Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.
What is its expense ratio?
0.18% (direct plan, base expense ratio), deducted daily from the NAV. Some platforms quote a higher all-in Total TER — verify with the AMC.
How is the rolling return calculated?
Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.
Is past performance a guarantee of future returns?
No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.
Compare with peers
Similar Debt Scheme - Banking and PSU Fund
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | 0.11 | 2.00 | 2.73 | 5.38 | 7.15 | 6.29 | 7.19 | 0.33 |
| Kotak Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | 0.00 | 1.97 | 2.72 | 5.91 | 7.45 | 6.53 | 7.44 | – |
| HDFC Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.01 | 2.02 | 2.73 | 5.56 | 7.22 | 6.33 | 7.26 | – |
| Franklin India Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | 0.50 | 2.11 | 3.26 | 6.79 | 7.59 | 6.44 | 7.30 | 0.19 |
More funds from ITI
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| ITI Overnight Fund Debt Scheme - Overnight Fund | 0.39 | 1.21 | 2.46 | 5.02 | 5.86 | 5.51 | – | 0.11 |
| ITI Balanced Advantage Fund Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage | 0.25 | 4.29 | 3.40 | 2.32 | 9.87 | 8.49 | – | 0.64 |
| ITI Small Cap Fund Equity Scheme - Small Cap Fund | 3.57 | 15.20 | 30.94 | 24.61 | 25.36 | 19.50 | – | 0.47 |
| ITI Large Cap Fund Equity Scheme - Large Cap Fund | -0.37 | 6.65 | 4.92 | 3.36 | 11.14 | 9.61 | – | 0.59 |
| ITI Mid Cap Fund Equity Scheme - Mid Cap Fund | -0.49 | 6.83 | 11.33 | 15.23 | 20.47 | 16.97 | – | 0.49 |
| ITI Ultra Short Term Fund Income/Debt Oriented Schemes - Ultra Short Term Fund | 0.58 | 1.95 | 3.55 | 6.61 | 7.12 | 6.38 | – | 0.17 |
| ITI Value Fund Equity Scheme - Value Fund | -0.25 | 4.53 | 6.04 | 8.48 | 13.83 | 13.27 | – | 0.60 |
| ITI Dynamic Term Fund Income/Debt Oriented Schemes - Dynamic Term Fund | -0.59 | 0.61 | 0.92 | 3.03 | 6.24 | 5.87 | – | 0.18 |
Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.