Debt · Debt Scheme - Banking and PSU Fund

ICICI Prudential Banking and PSU Debt Fund

ICICI Prudential · Direct Plan · Growth · as of 2026-10-22

₹36.29 -0.14% today

Open in live screener →

Key metrics

Latest NAV

₹36.29

Day change

-0.14%

Volatility

1.7%

Sharpe

-1.46

Max drawdown

-2.9%

Expense ratio

0.33%

AUM

₹8,964 Cr

Category rank

7 / 20

Further reading: Median maximum drawdown by fund category, measured across 1,767 funds

Trailing returns

Period	1W	1M	3M	6M	1Y	3Y	5Y	7Y	10Y
Return	-0.25%	-0.71%	-0.08%	1.74%	4.05%	6.89%	6.45%	6.87%	7.06%

Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.

NAV history

Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.

About this fund

ICICI Prudential Banking and PSU Debt Fund is a corporate-debt fund offered by ICICI Prudential Mutual Fund, classified under Debt as Debt Scheme - Banking and PSU Fund. Returns and risk depend on the credit quality and duration of the bonds held. Its latest NAV is ₹36.29, with assets under management of about ₹8,964 Cr (April - June 2026).

Further reading: What a category rank actually tells you

Performance analysis

Over the trailing one year, ICICI Prudential Banking and PSU Debt Fund has recorded a return of about 4.0%, with a three-year return of 6.9% and a five-year return of 6.5%. Its annualised volatility is 1.7% — relatively low fluctuations — and its Sharpe ratio is -1.46, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.33%, deducted daily from the NAV.

Further reading: Reading a fund page: what each number does and doesn't say

Rolling returns

Window	Avg	Median	Min	Max	% Pos	% >12
1Y	7.31	7.59	3.36	12.05	100%	0%
3Y	7.38	7.54	5.57	9.00	100%	0%
5Y	7.15	7.13	6.45	8.41	100%	0%
7Y	7.35	7.30	6.77	7.91	100%	0%
10Y	7.36	7.37	7.06	7.62	100%	0%

Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.

Further reading: Why a single trailing return misleads, measured across 830 funds

Frequently asked questions

What does ICICI Prudential Banking and PSU Debt Fund invest in?

It invests primarily in bonds issued by companies and institutions.

How is this fund classified?

It is a Debt Scheme - Banking and PSU Fund fund in the Debt group.

How often is the NAV updated?

Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.

What is its expense ratio?

0.33% (direct plan, base expense ratio), deducted daily from the NAV. Some platforms quote a higher all-in Total TER — verify with the AMC.

How is the rolling return calculated?

Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.

Is past performance a guarantee of future returns?

No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.

Compare with peers

Further reading: Every fund measured against the best performer in its own category

Similar Debt Scheme - Banking and PSU Fund

Fund	1M	3M	6M	1Y	3Y	5Y	10Y	TER %
LIC MF Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund	-0.31	0.47	2.25	4.17	7.14	6.20	6.91	–
Axis Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund	-0.39	0.05	1.84	3.90	6.75	6.05	7.07	0.30
Invesco India Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund	-0.64	-0.14	1.89	3.68	6.93	5.58	6.52	–
Bandhan Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund	-0.16	0.61	2.53	4.97	7.01	6.21	7.14	–
Kotak Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund	-0.55	-0.21	1.72	3.98	7.06	6.25	7.22	–
DSP Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund	-0.60	-0.44	1.49	2.81	6.68	5.84	6.73	0.28
SBI BANKING & PSU DEBT FUND Debt Scheme - Banking and PSU Fund	0.05	0.64	2.53	4.30	7.08	6.11	7.05	–
UTI Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund	0.23	1.43	2.98	5.69	7.48	7.75	6.45	–

More funds from ICICI Prudential

Fund	1M	3M	6M	1Y	3Y	5Y	10Y	TER %
ICICI Prudential Money Market Fund Debt Scheme - Money Market Fund	0.28	1.51	3.08	6.33	7.30	6.70	6.68	0.18
ICICI Prudential Multi Sector Passive FOF Other Scheme - FoF Domestic	-3.70	-4.67	-3.63	-3.93	11.03	9.74	12.12	0.18
ICICI Prudential Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial	-3.26	-4.10	-4.75	-8.52	8.83	7.68	11.32	0.88
ICICI Prudential Aggressive Hybrid Fund Hybrid Scheme - Aggressive Hybrid Fund	-4.06	-4.85	-4.88	-5.41	11.55	12.37	14.46	–
ICICI Prudential Income plus Arbitrage Omni FOF Other Scheme - FoF Domestic	-0.50	0.29	2.15	5.03	8.99	9.36	9.14	0.06
ICICI Prudential Value Fund Equity Scheme - Value Fund	-2.14	-4.65	-6.53	-9.28	10.70	12.36	13.90	0.79
ICICI Prudential Multi Asset Allocation Fund Hybrid Scheme - Multi Asset Allocation Fund	-4.15	-4.60	-5.34	-3.49	12.49	13.61	14.69	–
ICICI Prudential Arbitrage Fund Hybrid Scheme - Arbitrage Fund	0.53	1.48	3.08	6.56	7.25	6.77	6.33	0.34

Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.