Key metrics
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -0.16% | -0.31% | 0.47% | 2.25% | 4.17% | 7.14% | 6.20% | 6.29% | 6.91% |
NAV history
About this fund
LIC MF Banking & PSU Debt Fund is a corporate-debt fund offered by LIC Mutual Fund, classified under Debt as Debt Scheme - Banking and PSU Fund. Returns and risk depend on the credit quality and duration of the bonds held. Its latest NAV is ₹39.99.
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, LIC MF Banking & PSU Debt Fund has recorded a return of about 4.2%, with a three-year return of 7.1% and a five-year return of 6.2%. Its annualised volatility is 1.3% — relatively low fluctuations — and its Sharpe ratio is -1.79, a measure of return per unit of risk taken.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 7.09 | 7.12 | 2.44 | 12.20 | 100% | 0% |
| 3Y | 7.05 | 7.38 | 4.37 | 9.32 | 100% | 0% |
| 5Y | 6.66 | 6.63 | 5.95 | 8.07 | 100% | 0% |
| 7Y | 6.97 | 6.94 | 6.29 | 7.56 | 100% | 0% |
| 10Y | 7.07 | 7.08 | 6.91 | 7.20 | 100% | 0% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Axis Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.39 | 0.05 | 1.84 | 3.90 | 6.75 | 6.05 | 7.07 | 0.30 |
| Invesco India Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.64 | -0.14 | 1.89 | 3.68 | 6.93 | 5.58 | 6.52 | – |
| Bandhan Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.16 | 0.61 | 2.53 | 4.97 | 7.01 | 6.21 | 7.14 | – |
| Kotak Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.55 | -0.21 | 1.72 | 3.98 | 7.06 | 6.25 | 7.22 | – |
| DSP Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.60 | -0.44 | 1.49 | 2.81 | 6.68 | 5.84 | 6.73 | 0.28 |
| SBI BANKING & PSU DEBT FUND Debt Scheme - Banking and PSU Fund | 0.05 | 0.64 | 2.53 | 4.30 | 7.08 | 6.11 | 7.05 | – |
| UTI Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | 0.23 | 1.43 | 2.98 | 5.69 | 7.48 | 7.75 | 6.45 | – |
| HDFC Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.69 | -0.36 | 1.57 | 3.44 | 6.78 | 6.08 | 6.99 | – |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| LIC MF Large Cap Fund Equity Scheme - Large Cap Fund | -5.09 | -5.17 | -5.90 | -11.69 | 6.67 | 4.58 | 9.90 | 0.85 |
| LIC MF ELSS Tax Saver Fund Equity Scheme - ELSS | -6.51 | -6.15 | -5.04 | -10.46 | 7.71 | 7.28 | 11.29 | – |
| LIC MF Conservative Hybrid Fund Hybrid Scheme - Conservative Hybrid Fund | -1.86 | -2.06 | -0.28 | 0.77 | 6.05 | 5.04 | 6.30 | 1.31 |
| LIC MF Medium to Long Term Fund Debt Scheme - Medium to Long Duration Fund | -0.80 | -0.35 | 1.80 | 3.23 | 7.33 | 6.18 | 6.20 | – |
| LIC MF Gilt Fund Debt Scheme - Gilt Fund | -0.97 | -0.60 | 1.71 | 0.72 | 5.40 | 4.82 | 6.25 | 0.59 |
| LIC MF Children's Fund Solution Oriented Scheme - Children's Fund | -6.50 | -3.98 | 0.43 | -2.17 | 6.83 | 6.28 | 7.76 | 1.39 |
| LIC MF Nifty 50 Index Fund Other Scheme - Index Funds | -2.73 | -5.32 | -6.38 | -11.76 | 5.91 | 5.47 | 10.70 | 0.47 |
| LIC MF BSE Sensex Index Fund Other Scheme - Index Funds | -1.73 | -4.46 | -6.19 | -12.76 | 4.53 | 4.60 | 10.68 | 0.55 |