Solution · Solution Oriented Scheme - Retirement Fund
PGIM India Retirement Fund
Open in live screener →Key metrics
Latest NAV
₹11.83
Day change
-1.17%
Volatility
14.2%
Sharpe
-0.86
Max drawdown
-16.5%
Expense ratio
0.83%
AUM
₹98 Cr
Category rank
16 / 29
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -4.29% | -7.65% | -5.74% | -0.92% | -5.81% | – | – | – | – |
Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.
NAV history
Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.
About this fund
PGIM India Retirement Fund is a solution fund offered by PGIM India Mutual Fund, classified under Solution as Solution Oriented Scheme - Retirement Fund. Its risk profile depends on its holdings and category. Its latest NAV is ₹11.83, with assets under management of about ₹98 Cr (April - June 2026).
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, PGIM India Retirement Fund has recorded a return of about -5.8%. Its annualised volatility is 14.2% — moderate fluctuations — and its Sharpe ratio is -0.86, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.83%, deducted daily from the NAV.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 5.50 | 4.68 | -5.81 | 21.67 | 88% | 14% |
Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
What does PGIM India Retirement Fund invest in?
It invests primarily in a portfolio of securities in line with its mandate.
How is this fund classified?
It is a Solution Oriented Scheme - Retirement Fund fund in the Solution group.
How often is the NAV updated?
Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.
What is its expense ratio?
0.83% (direct plan, base expense ratio), deducted daily from the NAV. Some platforms quote a higher all-in Total TER — verify with the AMC.
How is the rolling return calculated?
Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.
Is past performance a guarantee of future returns?
No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.
Compare with peers
Further reading: Every fund measured against the best performer in its own category
Similar Solution Oriented Scheme - Retirement Fund
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Retirement Fund Solution Oriented Scheme - Retirement Fund | -5.67 | -4.18 | -2.28 | -3.47 | – | – | – | 0.90 |
| Franklin India Retirement Fund Solution Oriented Scheme - Retirement Fund | -3.14 | -2.55 | -2.01 | -4.04 | 6.95 | 6.29 | 7.42 | 1.24 |
| Tata Retirement Savings Fund-Progressive Plan Solution Oriented Scheme - Retirement Fund | -9.19 | -7.67 | -2.83 | -4.64 | 10.66 | 8.45 | 12.62 | 0.54 |
| Tata Retirement Savings Fund-Moderate Plan Solution Oriented Scheme - Retirement Fund | -7.97 | -6.44 | -2.12 | -3.64 | 10.35 | 8.59 | 11.84 | 0.57 |
| Tata Retirement Savings Fund-Conservative Plan Solution Oriented Scheme - Retirement Fund | -3.72 | -3.11 | -0.43 | -0.26 | 6.89 | 5.91 | 7.77 | 0.85 |
| UTI Retirement Fund Solution Oriented Scheme - Retirement Fund | -2.59 | -2.74 | -1.43 | -2.07 | 8.27 | 7.86 | 8.63 | 0.88 |
| Nippon India Retirement Fund- Wealth Creation Scheme Solution Oriented Scheme - Retirement Fund | -7.66 | -7.40 | -7.20 | -10.15 | 8.94 | 8.46 | 10.28 | 0.85 |
| Nippon India Retirement Fund- Income Generation Scheme Solution Oriented Scheme - Retirement Fund | -2.42 | -2.72 | -0.68 | -2.38 | 6.41 | 5.73 | 6.80 | 0.83 |
More funds from PGIM India
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| PGIM India ELSS Tax Saver Fund Equity Scheme - ELSS | -6.87 | -4.89 | -1.50 | -8.12 | 8.21 | 8.06 | 12.48 | 0.75 |
| PGIM India Liquid Fund Debt Scheme - Liquid Fund | 0.43 | 1.51 | 3.17 | 6.47 | 6.94 | 6.43 | 6.15 | 0.10 |
| PGIM India Large Cap Fund Equity Scheme - Large Cap Fund | -4.15 | -4.60 | -3.70 | -9.50 | 6.97 | 5.70 | 10.34 | 0.78 |
| PGIM India Corporate Bond Fund Debt Scheme - Corporate Bond Fund | -0.64 | -0.10 | 1.69 | 3.39 | 6.84 | 6.13 | 6.77 | 0.31 |
| PGIM India Ultra Short Term Fund Debt Scheme - Ultra Short Duration Fund | 0.31 | 1.45 | 3.08 | 6.11 | 6.99 | 6.48 | 7.19 | – |
| PGIM India Equity Savings Fund Hybrid Scheme - Equity Savings Fund | -1.76 | -1.36 | 0.40 | 0.89 | 6.03 | 5.61 | 7.34 | 0.54 |
| PGIM India Aggressive Hybrid Equity Fund Hybrid Scheme - Aggressive Hybrid Fund | -5.05 | -5.23 | -3.20 | -7.14 | 8.35 | 5.63 | 8.98 | 0.84 |
| PGIM India Emerging Markets Equity Fund of Fund Other Scheme - FoF Overseas | -14.61 | -9.21 | -13.32 | 14.95 | 22.50 | 2.15 | 7.08 | 0.46 |
Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.