Key metrics
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -0.16% | -0.60% | -0.44% | 1.49% | 2.81% | 6.68% | 5.84% | 6.36% | 6.73% |
NAV history
About this fund
DSP Banking and PSU Debt Fund is a corporate-debt fund offered by DSP Mutual Fund, classified under Debt as Debt Scheme - Banking and PSU Fund. Returns and risk depend on the credit quality and duration of the bonds held. Its latest NAV is ₹26.16, with assets under management of about ₹3,373 Cr (April - June 2026).
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, DSP Banking and PSU Debt Fund has recorded a return of about 2.8%, with a three-year return of 6.7% and a five-year return of 5.8%. Its annualised volatility is 1.7% — relatively low fluctuations — and its Sharpe ratio is -2.18, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.28%, deducted daily from the NAV.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 7.03 | 6.93 | 2.05 | 13.08 | 100% | 2% |
| 3Y | 7.14 | 7.41 | 4.36 | 9.40 | 100% | 0% |
| 5Y | 6.81 | 6.86 | 5.71 | 8.35 | 100% | 0% |
| 7Y | 7.09 | 7.02 | 6.36 | 7.80 | 100% | 0% |
| 10Y | 7.03 | 7.05 | 6.73 | 7.28 | 100% | 0% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| SBI BANKING & PSU DEBT FUND Debt Scheme - Banking and PSU Fund | 0.05 | 0.64 | 2.53 | 4.30 | 7.08 | 6.11 | 7.05 | – |
| UTI Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | 0.23 | 1.43 | 2.98 | 5.69 | 7.48 | 7.75 | 6.45 | – |
| HDFC Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.69 | -0.36 | 1.57 | 3.44 | 6.78 | 6.08 | 6.99 | – |
| Franklin India Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.12 | 0.71 | 2.54 | 5.26 | 7.32 | 6.38 | 7.16 | 0.19 |
| Nippon India Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.47 | -0.03 | 1.92 | 3.64 | 6.91 | 6.10 | 7.09 | – |
| Edelweiss Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.13 | 0.77 | 2.23 | 3.89 | 7.05 | 6.05 | – | 0.33 |
| Mirae Asset Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.63 | 0.01 | 1.71 | 3.31 | 6.67 | 5.79 | – | – |
| ITI Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.32 | 0.48 | 1.81 | 4.09 | 6.83 | 6.26 | – | 0.18 |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| DSP Gilt Fund Debt Scheme - Gilt Fund | -2.18 | -1.63 | 1.07 | 0.81 | 6.44 | 5.63 | 7.08 | 0.49 |
| DSP Money Market Fund Debt Scheme - Money Market Fund | 0.25 | 1.47 | 3.09 | 6.35 | 7.15 | 6.47 | 6.43 | – |
| DSP Liquid Fund Debt Scheme - Liquid Fund | 0.40 | 1.51 | 3.13 | 6.48 | 6.94 | 6.41 | 6.11 | – |
| DSP Ultra Short Term Fund Debt Scheme - Ultra Short Duration Fund | 0.25 | 1.43 | 3.06 | 6.44 | 7.27 | 6.67 | 6.38 | – |
| DSP Small Cap Fund Equity Scheme - Small Cap Fund | -7.24 | -2.51 | 6.41 | 12.10 | 14.69 | 15.97 | 15.67 | 0.66 |
| DSP Large & Mid Cap Fund Equity Scheme - Large & Mid Cap Fund | -4.55 | -6.26 | -6.56 | -6.76 | 11.92 | 10.38 | 13.50 | 0.53 |
| DSP Short Term Fund Debt Scheme - Short Duration Fund | -0.51 | 0.13 | 2.03 | 4.01 | 7.02 | 6.15 | 6.81 | 0.30 |
| DSP Dynamic Term Fund Debt Scheme - Dynamic Bond Fund | -1.40 | -1.76 | 0.56 | 0.58 | 6.05 | 5.46 | 6.41 | – |