Key metrics
Further reading: Median maximum drawdown by fund category, measured across 1,767 funds
Trailing returns
| Period | 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Return | -0.04% | 0.23% | 1.43% | 2.98% | 5.69% | 7.48% | 7.75% | 7.34% | 6.45% |
NAV history
About this fund
UTI Banking & PSU Debt Fund is a corporate-debt fund offered by UTI Mutual Fund, classified under Debt as Debt Scheme - Banking and PSU Fund. Returns and risk depend on the credit quality and duration of the bonds held. Its latest NAV is ₹24.11.
Further reading: What a category rank actually tells you
Performance analysis
Over the trailing one year, UTI Banking & PSU Debt Fund has recorded a return of about 5.7%, with a three-year return of 7.5% and a five-year return of 7.8%. Its annualised volatility is 3.4% — relatively low fluctuations — and its Sharpe ratio is -0.24, a measure of return per unit of risk taken.
Further reading: Reading a fund page: what each number does and doesn't say
Rolling returns
| Window | Avg | Median | Min | Max | % Pos | % >12 |
|---|---|---|---|---|---|---|
| 1Y | 6.47 | 6.94 | -1.50 | 13.95 | 96% | 1% |
| 3Y | 6.32 | 7.04 | 3.47 | 9.80 | 100% | 0% |
| 5Y | 6.38 | 6.00 | 4.38 | 7.94 | 100% | 0% |
| 7Y | 6.36 | 6.23 | 5.76 | 7.52 | 100% | 0% |
| 10Y | 6.58 | 6.57 | 6.45 | 6.71 | 100% | 0% |
Further reading: Why a single trailing return misleads, measured across 830 funds
Frequently asked questions
Compare with peers
Further reading: Every fund measured against the best performer in its own category
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| HDFC Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.69 | -0.36 | 1.57 | 3.44 | 6.78 | 6.08 | 6.99 | – |
| Franklin India Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.12 | 0.71 | 2.54 | 5.26 | 7.32 | 6.38 | 7.16 | 0.19 |
| Nippon India Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.47 | -0.03 | 1.92 | 3.64 | 6.91 | 6.10 | 7.09 | – |
| Edelweiss Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.13 | 0.77 | 2.23 | 3.89 | 7.05 | 6.05 | – | 0.33 |
| Mirae Asset Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.63 | 0.01 | 1.71 | 3.31 | 6.67 | 5.79 | – | – |
| ITI Banking & PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.32 | 0.48 | 1.81 | 4.09 | 6.83 | 6.26 | – | 0.18 |
| Canara Robeco Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.70 | -0.37 | 1.44 | 3.18 | 6.32 | – | – | 0.33 |
| HSBC Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund | -0.51 | 0.02 | 1.83 | 3.75 | 6.71 | – | – | 0.20 |
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | TER % |
|---|---|---|---|---|---|---|---|---|
| UTI Nifty 50 Index Fund Other Scheme - Index Funds | -2.75 | -5.27 | -6.23 | -11.42 | 6.10 | 5.61 | 11.11 | 0.18 |
| UTI Short Term Fund Debt Scheme - Short Duration Fund | -0.44 | 0.21 | 2.03 | 4.18 | 7.11 | 6.41 | 6.24 | – |
| UTI Children's Equity Fund Solution Oriented Scheme - Children's Fund | -3.51 | -5.48 | -5.63 | -10.94 | 6.07 | 5.36 | 10.94 | 0.99 |
| UTI - Mid Cap Fund Equity Scheme - Mid Cap Fund | -6.61 | -5.14 | -2.89 | -3.54 | 9.87 | 10.21 | 12.93 | 0.74 |
| UTI - Infrastructure Fund Sectoral/Thematic - Infrastructure | -5.01 | -6.78 | -6.99 | -6.37 | 10.66 | 11.70 | 11.61 | 1.48 |
| UTI - Transportation and Logistics Fund Sectoral/Thematic - Auto/Transport | -7.42 | -5.36 | -1.45 | -7.58 | 14.76 | 16.45 | 11.64 | 0.69 |
| UTI - Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial | -3.75 | -4.73 | -3.99 | -4.83 | 11.41 | 9.17 | 10.19 | 0.90 |
| UTI Ultra Short to Short Term Fund Income/Debt Oriented Schemes - Ultra Short to Short Term Fund | 0.11 | 1.19 | 2.78 | 5.78 | 7.15 | 6.49 | 5.98 | – |