Equity · Sectoral/Thematic - Banking/Financial

ICICI Prudential Banking & Financial Services Fund

ICICI Prudential · Direct Plan · Growth · as of 2026-10-22

₹142.15 -0.41% today

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Key metrics

Latest NAV

₹142.15

Day change

-0.41%

Volatility

19.6%

Sharpe

-0.77

Max drawdown

-47.8%

Expense ratio

0.88%

AUM

₹10,670 Cr

Category rank

19 / 31

Further reading: Why large-cap funds show deeper drawdowns than small caps

Trailing returns

Period	1W	1M	3M	6M	1Y	3Y	5Y	7Y	10Y
Return	-2.52%	-3.26%	-4.10%	-4.75%	-8.52%	8.83%	7.68%	11.03%	11.32%

Returns up to 1Y are absolute; 1Y and longer are annualised (CAGR). Source: public AMFI NAV data.

NAV history

Chart shows the fund's available daily NAV history. Daily NAV data begins around 2006, so older funds may predate this range.

About this fund

ICICI Prudential Banking & Financial Services Fund is a sectoral/thematic equity fund offered by ICICI Prudential Mutual Fund, classified under Equity as Sectoral/Thematic - Banking/Financial. Because it concentrates on one sector or theme, it typically shows larger price swings than diversified equity funds. Its latest NAV is ₹142.15, with assets under management of about ₹10,670 Cr (April - June 2026).

Further reading: How much does the category decide, and how much the fund?

Performance analysis

Over the trailing one year, ICICI Prudential Banking & Financial Services Fund has recorded a return of about -8.5%, with a three-year return of 8.8% and a five-year return of 7.7%. Its annualised volatility is 19.6% — relatively large fluctuations — and its Sharpe ratio is -0.77, a measure of return per unit of risk taken. The direct-plan base expense ratio is 0.88%, deducted daily from the NAV.

Further reading: Reading a fund page: what each number does and doesn't say

Rolling returns

Window	Avg	Median	Min	Max	% Pos	% >12
1Y	14.84	13.75	-44.09	107.57	77%	56%
3Y	12.79	13.14	-10.46	35.78	91%	60%
5Y	13.56	12.59	5.62	29.15	100%	58%
7Y	12.51	12.36	9.52	16.05	100%	61%
10Y	12.59	12.55	11.32	14.19	100%	70%

Each row takes every possible start date in the fund's history and computes the annualised return (CAGR) over that window. Avg/Median = the typical outcome; Min/Max = worst and best; % Pos = how often the window ended positive; % >12 = how often it beat 12% a year. Higher consistency means timing mattered less.

Further reading: Why a single trailing return misleads, measured across 830 funds

Frequently asked questions

What does ICICI Prudential Banking & Financial Services Fund invest in?

It invests primarily in companies tied to a single sector or theme.

How is this fund classified?

It is a Sectoral/Thematic - Banking/Financial fund in the Equity group.

How often is the NAV updated?

Mutual fund NAVs are declared by the AMC on every business day. This page sources NAV from public AMFI data and refreshes twice daily.

What is its expense ratio?

0.88% (direct plan, base expense ratio), deducted daily from the NAV. Some platforms quote a higher all-in Total TER — verify with the AMC.

How is the rolling return calculated?

Rolling return averages the fund's annualised return over every possible window of a given length across its history, rather than a single start-to-end period — reducing the effect of one lucky or unlucky entry date.

Is past performance a guarantee of future returns?

No. Past performance does not indicate future results; mutual fund values fluctuate with markets. Read all scheme-related documents carefully before investing.

Compare with peers

Further reading: Every fund measured against the best performer in its own category

Similar Sectoral/Thematic - Banking/Financial

Fund	1M	3M	6M	1Y	3Y	5Y	10Y	TER %
Invesco India Financial Services Fund Sectoral/Thematic - Banking/Financial	-4.63	-6.40	-5.20	-1.90	14.87	11.92	14.68	0.70
UTI - Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial	-3.75	-4.73	-3.99	-4.83	11.41	9.17	10.19	0.90
Aditya Birla Sun Life Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial	-4.78	-6.57	-6.77	-5.94	8.44	8.38	11.18	0.89
SBI BANKING & FINANCIAL SERVICES FUND Sectoral/Thematic - Banking/Financial	-3.63	-5.12	-6.63	-6.32	14.17	10.24	14.29	0.64
LIC MF Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial	-7.15	-8.08	-7.57	-9.00	5.73	7.18	7.98	1.02
Tata Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial	-6.10	-5.78	-5.83	-6.64	9.84	9.75	13.74	0.47
Mirae Asset Banking and Financial Services Fund Sectoral/Thematic - Banking/Financial	-5.00	-6.20	-5.72	-4.45	11.25	10.05	–	0.54
HDFC Banking & Financial Services Fund Sectoral/Thematic - Banking/Financial	-4.18	-6.21	-5.33	-3.22	10.86	9.79	–	–

More funds from ICICI Prudential

Fund	1M	3M	6M	1Y	3Y	5Y	10Y	TER %
ICICI Prudential Aggressive Hybrid Fund Hybrid Scheme - Aggressive Hybrid Fund	-4.06	-4.85	-4.88	-5.41	11.55	12.37	14.46	–
ICICI Prudential Banking and PSU Debt Fund Debt Scheme - Banking and PSU Fund	-0.71	-0.08	1.74	4.05	6.89	6.45	7.06	0.33
ICICI Prudential Income plus Arbitrage Omni FOF Other Scheme - FoF Domestic	-0.50	0.29	2.15	5.03	8.99	9.36	9.14	0.06
ICICI Prudential Value Fund Equity Scheme - Value Fund	-2.14	-4.65	-6.53	-9.28	10.70	12.36	13.90	0.79
ICICI Prudential Multi Asset Allocation Fund Hybrid Scheme - Multi Asset Allocation Fund	-4.15	-4.60	-5.34	-3.49	12.49	13.61	14.69	–
ICICI Prudential Arbitrage Fund Hybrid Scheme - Arbitrage Fund	0.53	1.48	3.08	6.56	7.25	6.77	6.33	0.34
ICICI Prudential Balanced Advantage Fund Hybrid Scheme - Balanced Advantage Fund	-3.28	-2.93	-1.64	-0.96	9.91	9.57	10.79	0.71
ICICI Prudential Mid Cap Fund Equity Scheme - Mid Cap Fund	-9.72	-8.55	-6.80	1.22	17.90	14.21	15.33	0.88

Returns ≥ 1Y are annualised (CAGR). TER = direct-plan base expense ratio. Click a fund to open its page.